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What do you need to think about when buying your next home?

Buying before you sell
Buying your next home before selling your current one? Learn how a relocation loan could help you manage both while you wait for the right time to sell.
Taking your loan with you
If you already have a Bank of Melbourne Home Loan, you could take it with you when you move. Just ask us about portability and substituting security.
Borrowing power
Estimate how much you could borrow to put towards your next home with our borrowing power calculator.
Property reports
Check your current property’s market value as well as sale trends for shortlisted homes and suburbs, with our online full Property Reports

Pay less with an offset

Don't have an offset account already? Find out how it could help you pay much less interest over time with your next loan.

Read article

Review your interest rate

Should you choose a fixed rate or variable rate for your next home loan? Or would a split loan combining both suit your better?

Help me decide

Check you have the right loan

Buying your next home is a great time to stop and check what you could change to make your home loan work harder for you.

Show me how

Start your application online

Learn how much you could borrow.
It should only take around 20 minutes to apply.

Our Concierge will call you once you've submitted your application to help handle the rest of the process.

Our Home Loans

Here's how we can help you get into your next home.

Some key features

Learn about the different features of your home loan and see how they could affect you.

The Detail

Credit criteria, fees and charges apply. Based on Bank of Melbourne credit criteria, residential lending is not available for Non-Australian resident borrowers.