Australia has experienced many devastating cyclones over the years, with destructive winds causing extensive property damage. Being prepared well in advance can go a long way to help protect your home during a tropical cyclone.
While we can’t control the weather, there are things you can do to help reduce potential damage.
Find the best shelter, such as a stairwell or a room with walls reinforced with pipes on the lowest floor of the building. Stay clear of windows and glass doors. Listen to the local radio for alerts of high winds or a tornado and disconnect all appliances.
If the building starts to break up, protect yourself with a rug, blanket, mattress or shelter under a bench or table.
If you’re outside, find cover away from the wind and protect your head. If you’re inside a vehicle, keep your face away from windows and make sure you have the hand brake on. You should also park away from trees and power lines.
Always wait for the all clear from emergency services and don’t assume the danger has passed – as you may in fact be in the eye of a tropical cyclone. If you have evacuated your property, don’t return until you have an official all clear.
When returning to your home:
Make sure your home and contents insurance is up-to-date and the sum insured amount is enough to cover natural disasters. And make sure you have your insurer’s details in your emergency kit, so you can contact them in a hurry if you need to.
Cover is subject to your application for insurance being accepted.
* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents located at the same address under one policy.
Product Disclosure Statements (PDS)
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). Bank of Melbourne – a Division of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) distributes the insurance, but does not guarantee the insurance.