Australia has experienced many devastating cyclones over the years, with destructive winds causing extensive property damage. Being prepared well in advance can go a long way to help protect your home during a tropical cyclone.
While we can’t control the weather, there are things you can do to help reduce potential damage.
Find the best shelter, such as a stairwell or a room with walls reinforced with pipes on the lowest floor of the building. Stay clear of windows and glass doors. Listen to the local radio for alerts of high winds or a tornado and disconnect all appliances.
If the building starts to break up, protect yourself with a rug, blanket, mattress or shelter under a bench or table.
If you’re outside, find cover away from the wind and protect your head. If you’re inside a vehicle, keep your face away from windows and make sure you have the hand brake on. You should also park away from trees and power lines.
Always wait for the all clear from emergency services and don’t assume the danger has passed – as you may in fact be in the eye of a tropical cyclone. If you have evacuated your property, don’t return until you have an official all clear.
When returning to your home:
Make sure your home and contents insurance is up-to-date and the sum insured amount is enough to cover natural disasters. And make sure you have your insurer’s details in your emergency kit, so you can contact them in a hurry if you need to.
Cover is subject to your application for insurance being accepted.
Product Disclosure Statements (PDS)
For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable), and the . To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).
Home and Contents Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Bank of Melbourne - a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the insurance under a distribution agreement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 13 22 66.
A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.