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What type of insurance do you need for your home?

Home & Contents Insurance

Cover for both your home and personal belongings, should an unexpected event cause loss or damage to your property. Home & Contents Insurance covers the cost of rebuilding or repairing your home along with repair or new for old replacement of your personal belongings.  

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Contents Insurance

Your personal belongings might be worth more than what you think. Contents Insurance provides cover if an unexpected event were to cause loss or damage to your belongings, ideal for properties where you pay strata fees and you need additional cover. 

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Building Insurance

Cover to repair or rebuild the physical structure of a property or any permanent fixtures in an unexpected event, such as flood, fire and more. Building Insurance is calculated on rebuild value and not the market value of a property.

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Landlord Insurance

Cover for both your investment property and contents that you lease out to tenants from loss or damage caused by flood, fire, storm, theft and more.

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Renters Insurance

Your landlord is responsible for your four walls, but what about your personal belongings? Renters Contents Insurance gives you peace of mind that if an unexpected event were to happen, which causes loss or damage to your contents, you have the help you need to get back on your feet.

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Why Bank of Melbourne Insurance?

Claim online
Lodge a claim online anytime, anywhere or call Allianz on 1300 020 266.
Side-by-side banking
See your insurance policies online alongside your other Bank of Melbourne accounts.5
Payment flexibility
You can pay by the month or yearly – whatever suits you.3
Make your home green
If your home needs to be rebuilt, in addition to your sum insured we will pay up to $5,000 to help you make the new building more environmentally friendly.


Home Insurance Calculators

Details on the benefits paid for your building sum insured are available in the PDS. Calculators on our website are intended as a guide only.^

Home Building Insurance Calculator

Estimate the cost to rebuild your house with the Home Building Insurance Calculator.

Home Contents Insurance Calculator

Estimate the replacement value of your home contents with the Home Contents Insurance Calculator.


The Detail

Cover is subject to your application for insurance being accepted.

^The Building and Contents calculators available through our websites are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.

Product Disclosure Statements (PDS)

Home and Contents Insurance Product Disclosure Statement (PDF 995KB) (applicable to policies issued on or after 12 December 2021 or renewed on or after 22 November 2021)

Landlord Product Disclosure Statement (PDF 1MB) (applicable to policies issued on or after 12 December 2021 or renewed on or after 22 November 2021)

For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable), and the Premium, Excess, Discount and Options Guide (PED). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

Home and Contents Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Bank of Melbourne - a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the insurance under a distribution agreement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 13 22 66.

A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.

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