You should read the
Bank of Melbourne Worldwide Wallet Product Disclosure Statement (PDF 197KB)
Internet and Phone Banking Terms and Conditions (PDF 363KB)
before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.
A target market determination has been made for this product. Please visit
for the target market determination.
2.No ATM withdrawal fee at Westpac Group ATMs in Australia and over 50,000 ATMs globally via
Global ATM Alliance partners
. Other fees and charges may be payable.
4.Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified on
. Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next Bank of Melbourne card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with Bank of Melbourne. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.
5.You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and immediately notified Bank of Melbourne upon becoming aware of loss, theft, or misuse.
6.You must register each flight at least 6 hours before your flight. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit
for the T&Cs and the list of participating lounges.
Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.
Google Pay is a trademark of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.