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A smart and safe way to pay in foreign currencies

Convenient options for you
Pick up cards from any branch and activate them online, or order online from home and receive your cards in 5-8 business days.
Travel and shop worry-free
Lock in your budget by converting your loaded AUD ahead of time and feel safe and secure from fraudulent transactions with Mastercard Zero Liability protection. 1
Flight Delay Pass
You and a companion can get access to over 1,000 lounges2 if your flight is delayed for 2 hours or more. Visit the Mastercard Flight Delay Pass website to pre-register your flight. T&Cs apply.
Priceless® Cities and rewards
Access unforgettable experiences with Priceless Cities.3 You can also get cashback when you shop overseas with your Worldwide Wallet, thanks to Mastercard Travel Rewards.4


 

Save on fees 

  • Avoid ATM withdrawal fees
    At over 50,000 Global ATM Alliance ATMs5, which you can find easily using the ATM locator in the Bank of Melbourne Mobile Banking app.
  • No foreign transaction fees
    Avoid a 3% foreign transaction fee when you shop online or overseas in available currencies. 
  • No load or unload fees
    Reload your account on the go, whenever you need.
  • No account keeping fees
    You won’t pay any inactivity or account keeping fees, so any funds left in your account will be there ready for your next trip or purchase.

Other fees may apply. Read the Product Disclosure Statement (PDF 197KB) for full list of fees. 


 

Did you know you can use a Bank of Melbourne Worldwide Wallet to avoid foreign transaction fees when shopping online?

You can avoid a 3% foreign transaction fee when you shop online in available foreign currencies, plus lock in your budget by converting your currency ahead of time.
You can also shop worry-free from fraudulent transactions with Mastercard Zero Liability protection.1

Complete visibility and control

All in one view

See your account balance and transactions in your Mobile Banking app or in Internet Banking.

Move money easily

Transfer money to and from your Worldwide Wallet and convert AUD into foreign currencies while you’re on the go in your Mobile Banking app.

More ways to pay

Add your Worldwide Wallet to Google Pay™ or Samsung Pay™, or use your card to tap and go.

A spare card for peace of mind

Both cards give you access to the same funds and can be locked and unlocked instantly at your convenience via Mobile Banking.


 

Add up to 11 currencies

See our foreign exchange rates page or use our currency converter to view the latest foreign exchange rates.

  • AUD - Australian Dollar
  • USD - United States Dollar
  • EUR - Euro
  • GBP - British Pound
  • NZD - New Zealand Dollar
  • CAD - Canadian Dollar
  • JPY - Japanese Yen
  • THB - Thai Baht
  • ZAR - South African Rand
  • SGD - Singapore Dollar
  • HKD - Hong Kong Dollar


 

Order online or pick up in branch

Order online

You can open your travel money card account online and we’ll mail your cards to your address in 5-8 business days.

Pick up in branch

You can head into a branch, pick up a set of cards and activate them online instantly or whenever you need.

Already have your cards? Activate now


FAQs

A Bank of Melbourne Worldwide Wallet is a prepaid travel money card that can help you save on foreign transaction fees and give you control over your spending. With the Bank of Melbourne Worldwide Wallet, there are no load, reload or unload fees, or ATM withdrawal fees at Westpac Group ATMs and over 50,000 ATMs overseas.5

Before you shop or travel, you can also choose to convert your loaded AUD into any of the following currencies: USD, EUR, GBP, CAD, JPY, THB, ZAR, SGD, NZD and HKD. By locking in your exchange rate in advance and knowing exactly how much of a foreign currency is loaded on your card, the Bank of Melbourne Worldwide Wallet can make it easy for you to stay on top of your spending. When you sign up to a Bank of Melbourne Worldwide Wallet, you’ll also get access to exciting Mastercard travel and shopping perks - Flight Delay Pass, Priceless Cities and Mastercard Travel Rewards

The Detail

You should read the Bank of Melbourne Worldwide Wallet Product Disclosure Statement (PDF 197KB) and Internet and Phone Banking Terms and Conditions (PDF 363KB) before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.

A target market determination has been made for this product. Please visit bankofmelbourne.com.au/tmd for the target market determination.

Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. Bank of Melbourne’s Privacy Policy explains our commitment to the protection of your personal information. Please refer to our full Privacy Policy (PDF 972KB)

1. You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and immediately notified Bank of Melbourne upon becoming aware of loss, theft, or misuse.

2. You must register each flight at least 6 hours before your flight. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit flightdelaypass.mastercard.com/worldwidewallet for the T&Cs and the list of participating lounges.

3. For Priceless ® Cities terms of use, visit priceless.com/terms/en_AU.

4. Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified on mtr.mastercardservices.com/en/i/20657. Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next Bank of Melbourne card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with Bank of Melbourne. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.

5. No ATM withdrawal fee at Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.

Google Pay is a trademark of Google Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.