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Frequently Asked Questions
What information do I need to make an International Payment?
- Details of the person receiving the money, such as their name, address and their account number
- The name of the beneficiary bank, the branch address and appropriate overseas bank identification number such as IBAN number or SWIFT code
- Sufficient funds in your account
- Details of the currency you wish to send.
What does IBAN mean?
IBAN means International Bank Account Number. An IBAN is an International Bank Account standard adopted by most European countries and many other countries, especially in the Middle East and in the Caribbean. IBANs start with a two (2) letter country code and contain between fifteen (15) and thirty-four (34) letters and numbers. The IBAN should be presented as a continuous string of alphanumeric characters i.e. GB29NWBK60161331926819 is an example IBAN for the UK.
What is a SWIFT code?
A SWIFT/BIC code is a unique identification code of a particular bank. These codes are used when transferring money internationally between banks. Bank of Melbourne for instance uses swift code SGBLAU2S.
This information has been prepared by Bank of Melbourne– A division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ("Bank of Melbourne").
The exchange rates provided are applicable to foreign exchange products described on this website. The exchange rates are indicative only as at the time and date shown, are subject to market movements and therefore change continuously. They may also vary depending on the type of the transaction involved, and may be different for transactions over a certain amount. They should not be relied upon as an accurate representation of any final pricing. You should contact Bank of Melbourne for up-to-date pricing prior to dealing.
1. Fees and Charges apply. Consider the Online Ordering Terms and Conditions before making a decision. Bank of Melbourne acts as a distributor for the Foreign Currency Notes Service, which is provided by Travelex Limited ABN 36 004 179 953 AFSL 222444. Bank of Melbourne is not responsible for and does not guarantee this service. Amounts paid for foreign currency notes do not represent a deposit with, or any other liability of Bank of Melbourne, or any company in the Westpac Group.
2. Before using Internet and Phone Banking, please read the Bank of Melbourne Terms and Conditions for Internet Banking and Phone Banking.