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How can I send money overseas?

You can transfer to an international bank account using the 'Overseas Transfers' function, located within the Transfers, Payments & BPAY menu.  

What details do you need to send money overseas?

Recipient details


  • Recipient's full name
  • Home address


Recipient's bank details

  • Account name
  • Bank account number or International Bank Account Number (IBAN)
  • SWIFT/BIC code of their bank

How much and how long?


Fee to request a transfer to an overseas account via Internet Banking. In addition, there may be further costs incurred by the intermediary bank and/or overseas bank in the handling of the request. This fee will be debited from your transfer amount.

There is a cumulative daily transfer limit of AU$50,000 to international accounts.

2-5 days

International payments usually take two to five business days to reach the recipient. However, it may take longer depending on the country and receiving bank.


17 currencies available

(British Pounds)

(New Zealand Dollars)

(United States Dollars)

(Japanese Yen)


Before using Internet and Phone banking, please read the Bank of Melbourne Terms and Conditions for Internet Banking and Phone Banking (PDF 283KB). Overseas banks may charge a fee to handle or receive an International Payment.