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Who's ShopBack?

Our partner, ShopBack, is an online rewards platform that gives you Cashback on your shopping. ShopBack have teamed up with 4,000+ local and big brands to bring you deals – from fashion and fuel, to cafes and Gift Cards.

The perks of your Bank of Melbourne card

To receive bonus Cashback# into your ShopBack account on selected purchases, link your eligible^ Bank of Melbourne debit or credit card to ShopBack. You can do this via the Bank of Melbourne Lounge on ShopBack.

Goods & Cashback? Win. Win.

If you hold a Bank of Melbourne debit or credit card, you can earn bonus Cashback when you shop via the new Bank of Melbourne Lounge on the ShopBack App. And until Thursday 15th August 2024, you can get an extra treat when you sign up and make your first purchase.*

New to ShopBack? Join ShopBack and link your eligible Bank of Melbourne card to get $30 bonus Cashback into your ShopBack account when you make your first purchase of $20 or more. Offers ends Thursday 15th August 2024.

Eligibility, T&Cs Apply. New ShopBack customers only. Cashback paid into ShopBack account.



What you get when you join ShopBack

Find deals
Sign up and explore the ShopBack App to find popular in-store and online offers and Gift Cards.
Pay with your Card
Checkout using your linked Bank of Melbourne credit or debit card, through the ShopBack app. Simple.
Bonus Cashback
Earn even more with upsized Cashback offers when you shop on brands you know and love on the Bank of Melbourne Lounge.
Flash sale events
Keep an eye out for ShopBack’s special events and flash sales to earn even more Cashback.


Visit the ShopBack website to sign up and create an account. Once created, you can earn Cashback when you shop at a participating store via the ShopBack app.

For bonus Cashback you'll need a debit or credit card

Everyday account

Open an everyday account online.

Credit Card

Use the selector to find a card that's right for you.

Important information

*The $30 Cashback offer is available from Thursday 6 June 2024 to Thursday 15th August 2024 when you sign up to ShopBack as a new customer, following this or using the promocode bankofmelbourne. This Cashback is capped at $30 per Bank of Melbourne cardholder. Add your eligible Bank of Melbourne debit or credit card and spend $20 or more with ShopBack using your Bank of Melbourne card within the offer period The Things you should know below apply to this Sign Up Cashback offer.   

#Cashback (including Bank of Melbourne bonus Cashback) is offered by ShopBack and not Bank of Melbourne. Cashback offers are not exclusive to Bank of Melbourne cardholders.  Bank of Melbourne bonus Cashback is offered exclusively to Bank of Melbourne cardholders who have access to bonus Cashback on top of any other available Cashback. The ShopBack account is not a Bank of Melbourne account. To earn any Cashback, you must hold and maintain an account with ShopBack. Cashback is paid into your ShopBack account. Eligibility criteria, Cashback redemption, withdrawal conditions and T&Cs apply. See ShopBack for further details.

^To receive Bank of Melbourne bonus Cashback, you must add an eligible Bank of Melbourne debit or credit card to your ShopBack account, make an eligible purchase on the same Bank of Melbourne debit or credit card and meet the offer criteria. The eligible Bank of Melbourne debit and credit card must stay linked to your ShopBack account until Bank of Melbourne bonus Cashback is confirmed by ShopBack. Otherwise, bonus Cashback may be rejected. Bank of Melbourne business debit cards and Bank of Melbourne business credit cards are currently not eligible for Bank of Melbourne bonus Cashback offers.  

You will be taken to the ShopBack site and asked to download and install the ShopBack App, where you can access the Bank of Melbourne Lounge when you login or create an account for free. By accessing ShopBack’s website, you will enter a third-party site not owned by Bank of Melbourne. Any personal information you provide to ShopBack’s website will be collected, used and disclosed in accordance with ShopBack’s Privacy Policy, also available on their website. 

Purchases made using digital wallets such as Apple Pay, Google Pay or Samsung Pay will be eligible for Bank of Melbourne bonus Cashback as long as an eligible card is used as the linked payment method at the merchant’s checkout. Apple gift card purchases may take up to 14 days to be tracked. Purchases made using an online payment method such as PayPal, where ShopBack is unable to identify whether an eligible card was used at the checkout (including any purchases made on ShopBack), will not qualify for Bank of Melbourne bonus Cashback (even where an eligible card is linked e.g. to the PayPal account). 

Cashback offers may be varied or withdrawn at any time and may not be available in conjunction with any other promotion. 

You will only be eligible for the Bank of Melbourne bonus Cashback provided you meet the ShopBack and merchant offer criteria. Offers will be subject to ShopBack and merchant Terms and Conditions.

Bank of Melbourne is not responsible for the accuracy or completeness of claims made in relation to the services provided by merchants who participate in providing these offers on the ShopBack Platforms. Please visit ShopBack for further details.

Bank of Melbourne can give or receive commissions to or from any person in connection with Cashback provided by ShopBack. When you shop using your Bank of Melbourne  debit or credit card, you’ll be covered by Bank of Melbourne Fraud Money Back Guarantee which ensures that Bank of Melbourne customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Bank of Melbourne promptly. Refer to your card’s terms and conditions for full details, including when a customer will be liable.

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.

Please read the Deposit Accounts T&Cs (PDF 654KB), Visa Debit Card T&Cs (PDF 228KB) and the Credit Card T&Cs (PDF 288KB) before making a decision and consider whether the product or service is right for you.

Apple, the Apple logo and iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co. 

Android, Google Play and the Google Play logo are trademarks of Google LLC. 

ShopBack Australia Pty Ltd is an Australian Proprietary Company registered in Australia (ACN 620 158 929). 

The credit and debit cards described on this website are available only in Australia from © Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.