Save monthly, don't withdraw and we'll reward your dedication
2.30 % P.A.
The reward rate is a combination of the bonus variable rate of 1.20% p.a. and a base variable rate of 1.10% p.a. for balances above $100,000.
1.1 % P.A.
If you make a withdrawal OR don’t make a deposit before the last business day of the month- for balances above $100,000.
Fees and charges
The Incentive Saver has no setup or monthly fees.
The main thing to remember is that you will receive an overall higher interest rate if you make a deposit before the last business day and don't make a withdrawal each month.
Please read the detailed terms and conditions for the full fee schedule.