Bank account interest rates
Balance |
Standard variable rate |
Bonus for new Maxi Saver customers1 |
Earn up to1 |
|---|---|---|---|
All Balances |
1.00% p.a. |
2.00% p.a. for 3 months |
3.00% p.a. |
Balance |
Standard variable rate |
Standard Bonus3 |
Earn up to |
|---|---|---|---|
All Balances |
0.01% p.a. |
1.74% p.a. |
1.75% p.a. |
Balance |
Standard variable rate |
Bonus for new DIY Super Saver account customers2 |
Earn up to2 |
|---|---|---|---|
All Balances |
0.75% p.a. |
1.25% p.a. for 4 months. |
2.00% p.a. |
Balance |
Interest rate |
|---|---|
Balances up to $499,999.99 |
0.25% p.a. |
From $500,000 and over |
0.45% p.a. |
Term Deposits
Balance |
Interest rate |
|---|---|
All balances |
0% p.a. |
Balance |
Interest rate |
|---|---|
All balances |
0% p.a. |
Balance |
Interest rate |
|---|---|
Balances up to $1,999.99 |
0.25% p.a. |
On the part of the balance between $2,000.00 to $40,999.99 |
1.00% p.a. |
On the part of the balance between $41,000 and over |
2.00% p.a. |
Balance |
Interest rate |
|---|---|
All Balances |
20.25% p.a. |
The Detail
Conditions and fees apply. Before making a decision, it’s best to read the terms and conditions.
- Transaction, Savings + Investment Accounts Banking Services Terms and Conditions + General Information
- Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them
- Interest rates
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 22 66.
1 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of 2.00% p.a. on top of the standard variable interest rates (standard rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.
2 If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before and you are a personal customer, you'll earn a fixed bonus rate on top of the standard variable DIY Super Saver rate. The standard variable DIY Super Saver rate may be changed at any time but the fixed bonus rate will not change while it applies during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.
3 Bonus interest applies when you make at least one deposit and no withdrawals in the calendar month.