Bank account interest rates
Balance |
Standard variable rate |
Bonus for new Maxi Saver customers1 |
Earn up to1 |
|---|---|---|---|
All Balances |
0.50% p.a. |
2.35% p.a. for 3 months |
2.85% p.a. |
Balance |
Standard variable rate |
Standard Bonus3 |
Earn up to |
|---|---|---|---|
Balances up to $19,999.99 |
0.80% p.a. |
1.20% p.a. |
2.00% p.a. |
Balances $20,000 to $99,999.99 |
0.80% p.a. |
1.20% p.a. |
2.00% p.a. |
Balances $100,000 to $249,999.99 |
0.80% p.a. |
1.50% p.a. |
2.30% p.a. |
Balances $250,000 to $499,999.99 |
0.80% p.a. |
1.65% p.a. |
2.45% p.a. |
Balances $500,000 to 1M |
0.80% p.a. |
1.65% p.a. |
2.45% p.a. |
Balances 1M+ |
0.80% p.a. |
1.65% p.a. |
2.45% p.a. |
Balance |
Standard variable rate |
Bonus for new DIY Super Saver account customers2 |
Earn up to2 |
|---|---|---|---|
All Balances |
0.50% p.a. |
1.25% p.a. for 4 months. |
1.75% p.a. |
Balance |
Interest rate |
|---|---|
Balances up to $499,999.99 |
0.25% p.a. |
Balances $500,000 and over |
0.25% p.a. |
Balance |
Interest rate |
|---|---|
Balances up to $9,999.99 |
0.50% p.a. |
On the part of the balance between $10,000.00 to $49,999.99 |
0.80% p.a. |
On the part of the balance between $50,000.00 to $249,999.99 |
1.50% p.a. |
On the part of the balance $250,000 or over |
1.70% p.a.
|
Balance |
Interest rate |
|---|---|
All Balances |
20.25% p.a. |
No interest is payable on the following accounts: Complete Freedom Account and Concession Account.
The Detail
Conditions and fees apply. Before making a decision, it’s best to read the terms and conditions.
Transaction, Savings and Investment Accounts: Terms and Conditions (incorporating fees and charges)
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 22 66.
Interest rates are subject to change.
1 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of 2.35% p.a. on top of the standard variable interest rates (standard rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.
2 If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before and you are a personal customer, you'll earn a fixed bonus rate on top of the standard variable DIY Super Saver rate. The standard variable DIY Super Saver rate may be changed at any time but the fixed bonus rate will not change while it applies during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.
3 Grow your account balance by at least $50 each month to earn bonus interest (if you are under 21, grow your account balance by any amount each month).