Apply for approval in principle You can apply for a home loan online at any time – the application is easy and should take less than 15 minutes.
a home loan expert will contact you at a time of your choice to talk through your home loan needs and ensure your documents are in order.
Alternatively you can speak to a home loan expert by calling 13 22 66 or visiting a Bank of Melbourne branch.
Once you’ve used your approval in principal to make an offer on a property (subject to finance), we’ll arrange to have the property valued. If it meets our lending criteria we’ll arrange for you to have unconditional approval.
Sign your loan documents
We’ll then make a time with you to walk you through all your loan documents and arrange for you to sign them.
Your loan is settled Your solicitor or conveyancer will organise settlement with us and the seller. This will be on the settlement day on the contract of sale. Once you’ve settled, the property is yours to move into.