You could pocket $2,000 cashback*
Keep your home loan with us and we could make your move easier.
What do you need to think about when buying your next home?
You could pocket $2,000 cashback when you keep your home loan with us.*
2K
Cashback* For your next home
New home loan with principal and interest repayments with an Advantage Package. Min loan $250K. $395 annual package fee. Apply by 31 August 2022 and settle by 30 September 2022. T&Cs, fees and exclusions apply.
Pay less with an offset
Don't have an offset account already? Find out how it could help you pay much less interest over time with your next loan.
Review your interest rate
Should you choose a fixed rate or variable rate for your next home loan? Or would a split loan combining both suit your better?
Check you have the right loan
Buying your next home is a great time to stop and check what you could change to make your home loan work harder for you.
Start your application online
Our Concierge will call you once you've submitted your application to help handle the rest of the process.
Our Home Loans
Here's how we can help you get into your next home.
Our home loans
Explore home loans and options for your next home.
Some key features
Learn about the different features of your home loan and see how they could affect you.
The Detail
*Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Terms and conditions available at Bank of Melbourne.
For new home loan applications received from 1 October 2021 to 31 August 2022 and settled by 30 September 2022. Exclusive offer available for nominated Bank of Melbourne home loan customers receiving this communication directly. Offer available for existing Bank of Melbourne home loan customers who take out a new Owner Occupier or Residential Investment Loans with an Advantage Package^ and Principal and Interest repayments. $250k min loan amount applies. Offer current as at 1 October 2021. Offer may be varied or withdrawn at any time. Limit of one $2,000 cashback payment regardless of the number of applications, applicants, properties or loans involved. Excludes switches and refinances of home loans from external providers or within the Westpac Group (Westpac, St.George, Bank of Melbourne, BankSA and RAMS). Offer not available for new Interest Only loans; residential lending originated under family or company trusts; Relocation Loans or substitutions of securities (‘Portabilities’). Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
^ Advantage Package
Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible Bank of Melbourne transaction account. You must either hold or be approved for an eligible Bank of Melbourne transaction account to qualify and continue to receive the benefits of the Advantage Package. The cashback will be paid into an open Bank of Melbourne transaction account within 60 days of settlement. This account must be in the same name as the home loan account and linked to the home loan at settlement. Before deciding to acquire a Bank of Melbourne transaction account, read the terms and conditions, and consider whether the product is right for you.
Advantage Package terms and conditions (PDF 140KB)
Credit provided by Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.