Savings gearing

A Margin Lending facility offers a Savings Gearing plan that makes it easy to establish and maintain a long-term savings and investment strategy.

Using your existing investment portfolio or cash as security, you can make regular investments every month with loan advances from your borrowed funds. You can also supplement your monthly investment with contributions of your own.

Savings Gearing is ideal if you want to:

  • smooth out the 'highs and lows' of market movements
  • 'drip feed' your investment funds over time
  • avoid the pressures of trying to 'time the market'
  • build a geared investment portfolio

The Detail

St.George Bank - A Division of Westpac Banking Corporation is the issuer of the St.George Margin Lending Margin Loan Product Disclosure Statement (“PDS”). This information has been prepared without taking into account your personal objectives, financial situation or needs. For this reason, before acting on the information you should consider its appropriateness to your objectives, financial situation or needs and consider the disclosure documents which include the PDS. The PDS and other disclosure documents are relevant when deciding whether to acquire or hold this product and can be obtained by calling 13 33 30. Applications for credit are subject to the issuer's prevailing lending criteria. Terms and conditions apply to the product.