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Compare our business credit cards, including their interest rates and fees, so that you choose the product that is right for you.


Our credit cards

Amplify Business Amplify Business BusinessVantage
BusinessVantage
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Interest rates p.a. p.a.
Standard purchase rate (variable) % %
Cash advance rate (variable) % %
Promotional purchase rate 0% p.a. interest on purchases for up to 12 months from card approval*  
Features    
Current annual fee $89
Special offer:
$0 for the first year^
$55 per card
Minimum credit limit $1,000 $1,000
Up to 55 interest free days on purchases1    
Complimentary insurance covers - Unauthorised Transaction Insurance2    
Complimentary insurance covers - Business Inconvenience Insurance2    
Complimentary insurance covers - Transit Accident Insurance2    
Liability Personal Joint and several
Access    
Additional cards3 Up to 3 Up to 9
Worldwide ATM & point of sale acceptance where Visa is accepted    
Emergency card replacement    
Internet, mobile and phone banking    
Optional linking to a Bank of Melbourne bank account    
Rewards    
Link to Amplify Rewards4 or Amplify Qantas5    
Uncapped points earn    
Double points on international spend    
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The Detail

Conditions, fees and credit criteria apply.

View the terms and conditions.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you. If you need help, call 138 266.

^ Special offer: $0 annual fee for the first year: The first year annual fee waiver is available when you apply for a new Bank of Melbourne Amplify Business credit card between 1st November 2016 and 31st January 2017. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.

* Special offer: 0% p.a. on purchases for up to 12 months: The introductory rate of 0% p.a. on purchases for up to 12 months applies from card approval when you apply for a new Bank of Melbourne Business Amplify credit card before 31 January 2017. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any promotion other than the special purchase rate and annual fee waiver offers. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

1 Up to 55 days interest free on purchases when you pay the full closing balance (including any balance transfer amount) by the statement due date each month.

2  QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the BusinessVantage Visa Credit Card Conditions of Use and the Amplify Business Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 133 800 or download the BusinessVantage Visa Credit Card Conditions of Use and Amplify Business Credit Card Complimentary Insurance Terms and Conditions.

3 An additional card can be issued on the primary cardholder's credit card account to any nominated person over the age of 16 years. All transactions using an additional card will be the responsibility of the primary cardholder.

4 The earning and redemption of Amplify Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You need a minimum of 3,000 Amplify Points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.bankofmelbourne.com.au.

5 The earning and redemption of Qantas Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but for a limited time Bank of Melbourne has arranged for this to be waived for the nominated Amplify Business cardholder with a new card who is not already a member and chooses to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/earningpoints or call 13 11 31.