Retired and seniors
For seniors, we want to provide the banking experience you deserve. Some people love the convenience of Internet and Phone Banking, and are ready to try banking on their mobile. Other people like the personal touch of face-to-face banking in a branch. Whatever you prefer, just let us know and we'll help with a seniors account that's right for you.
If you're comfortable now, but want to manage your finances wisely, Retirement Access Plus might be the right account. You'll earn a competitive interest rate, pay no monthly account service fee and receive unlimited free everyday banking transactions if your monthly account balance is at least $20,000.
Have you considered enjoying a more comfortable retirement by accessing the equity in your home? With our reverse mortgage, Seniors Access Home Loan, you may be eligible to use up to $25,0003 of home equity to secure a more comfortable lifestyle, travel, renovate, or buy a new car – the choice is yours.
Ready to learn about new ways to bank – like Internet and Phone Banking or Mobile Banking? We can help with easy demonstrations in any Bank of Melbourne branch or online. You might be surprised at how enjoyable it is to check account balances whenever you like, make transfers or pay bills without leaving your home.
New Maxi Saver customers can earn up to % p.a. including a bonus % p.a.2 which is fixed for the first 3 months, with no monthly account service fee and no everyday banking transaction fees.
Conditions, fees and credit criteria apply.
This information doesn't take your circumstances into account. Read the terms before making a decision.
1 Daily transaction limits apply.
2 If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you’ll earn a fixed bonus of % p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The standard variable Maxi Saver rate may be changed at any time but the fixed bonus rate will not change while it applies. The Promotional Rate Period is the first 3 months from the date your account is opened.
3 Minimum borrowing amount of $10,000 applies.