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Here's how it works

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Do it your way
Get your home loan online, over the phone or face-to-face. Whatever suits you.
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Paperless process
Paperwork. Yuck. Use our step-by-step online process to apply instead.
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Get your own rate
We'll personalise an interest rate to you as soon as you finish your application.
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Ask us anything
Not a home loan expert? Don't worry - we are. Ask our Concierge today.

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
Our Concierge will call you once you've submitted your application to help handle the rest of the process.

Special offer


$2k

Cashback^ When you refinance

For new Owner Occupier (Principal & Interest) or Investment home loans with the Advantage Package. $395 annual package fee and $250k min loan per property applies. Excludes refinances from within Westpac Group. Applications received by 30 September 2019, with loan settled by 30 November 2019.

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Find your home loan

See at a glance how fees, features and loan purposes differ by product.

 

Compare our Home Loans

The Detail

Conditions, fees and credit criteria apply.

Based on Bank of Melbourne credit criteria, residential lending is not available for Non-Australian resident borrowers.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 22 66. Tax consequences may arise from promotions for investors and customers should seek independent advice on any taxation matters.

Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines.

Personalised rate: A variable rate loan discount is valid for 14 days and a fixed rate discount is valid for 5 days. All interest rates are subject to change.

Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun.