Third Party Property Damage Cover
|Legal liability up to $20 million|
|Legal liability cover up to $20 million when using a substitute vehicle|
|Legal costs in defending claims covered by the policy|
Choosing your own repairer1
A Safe Driver Discount for eligible drivers#
|Loss or damage to your car caused by an at fault uninsured driver||Up to market value of $5,000|
|Accidental loss of or damage to your vehicle|
|New replacement car if your new car (less than two years old from original registration) is a total loss #Conditions apply. Please refer to the PDS
|Cost of emergency repairs after a covered accident||Up to $500|
|30 day car rental following theft||Up to $100 per day for up to 30 days
|Child seat or baby capsule||Up to $500|
|Personal effects and clothing damaged in an accident or stolen from your locked vehicle||Up to $1,000|
|Emergency accommodation and travelling expenses||Up to $1,000 if more than 100km from home|
|Transportation costs if your vehicle cannot be driven home after an accident||Up to $500|
|Reasonable cost of towing after a covered incident
|Trailer and Caravan cover||Lesser of $1,000 or market value|
|Lock re-keying / re-coding||Up to $1,000|
|Temporary cover on replacement vehicle - 14 days|
Eligible safe drivers can save up to 15% in the first year when buying a new comprehensive car insurance policy online*.
Or call us on 1800 825 866 24 hours a day, 7 days a week.
Cover is subject to your application for insurance being accepted.
* Save up to 15% on Comprehensive Motor Insurance is a combination of two discounts: 10% on your first year’s premium when buying a new policy online, and 0-10% Safe Driver Discount (SDD), based on the driving history of all drivers named on the policy. Save up to 15% discount is based on data which shows a substantial proportion of customers will receive a 5% SDD on their premiums. If you are eligible for more than one discount, we apply each of them in a predetermined order (excluding taxes and government charges). This means the effect of applying any subsequent discount will be reduced. For example, the combined effect of applying two 10% discounts consecutively means you will not see the full benefit of both discounts. Discounts may be subject to rounding and only apply to the extent any minimum premium is not reached. Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. Discounts do not apply to the premium for optional covers. If you would like more information, please refer to the and guide for further information.
^ Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.
# Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.
1Allianz may (acting reasonably) authorise repairs by your chosen repairer or pay your reasonable repair costs or the car's agreed or market value.
Bank of Melbourne Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Bank of Melbourne - a Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply.
This information does not take your personal objectives, circumstances or needs into account.
Read the relevant , and the to see if this insurance is right for you. Call 1800 825 866.
© Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.