Car Insurance
Bank of Melbourne Car Insurance, provided by Allianz, puts you in the driver’s seat with a choice of cover and flexible payment options.
Storms, floods and bushfires
If you’re a Bank of Melbourne Home or Car Insurance customer impacted by severe weather or bushfires and need help with a claim, call the specialist Bank of Melbourne team at Allianz on 1300 020 266 or submit a claim online.
Your chance to win $25k paid over a year to help with your car expenses, thanks to Allianz
Buy, renew or hold an eligible Bank of Melbourne Motor Insurance policy, provided by Allianz, by 31 July 2025 to be in the running.
Not available to customers in South Australia.
Compare types of car insurance
Comprehensive Car Insurance
Top cover for your car if it's damaged, even if you're at fault, or if it's stolen.
Third Party Property Damage Car Insurance
Basic cover for damage to other people’s cars and property if you’re to blame.
Why Bank of Melbourne?
One less step
Sort out your insurance and banking together.
Flexible payment options
No extra cost to pay by the month so you can better manage your budget.1
All in one place
See your insurance policies next to your bank accounts in the App.2
Any driver cover
Cover for anyone you let drive your car, so long as they’re legally allowed to drive.3
Make a claim or change your cover
Make a claim online
Start your claim online 24/7 with Allianz or call 1300 020 266.
Check or change your cover
Call the specialist Bank of Melbourne Insurance team at Allianz on 1800 825 866.
Need help with a car loan?
Your dream car could be closer than you think with a Bank of Melbourne Car Loan.
The Detail
1Pay by instalment at no additional cost compared with paying annually. Instalments may be subject to minor adjustments due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
2Policyholders need to ensure their personal details on their policy match with their Bank of Melbourne accounts. Only primary policyholders can see policies alongside their other Bank of Melbourne accounts.
3Driver exclusions apply if the driver is unlicensed, is not following the conditions of their license, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit. Refer to the Product Disclosure Statement (PDS) (PDF 1MB) for full driver, usage and other policy exclusions as set out in the "What's not covered" section. An additional excess applies to drivers under 25.
This information does not take into account your personal circumstances. Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the initial issue of the insurance under a distribution agreement with Allianz, but does not guarantee the insurance.
Before making a decision, please read the Product Disclosure Statement (PDS) (PDF 1MB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 6MB) to see if this insurance is right for you.
If you take out Motor Insurance with Allianz the Bank will receive a commission of up to 12% of the premium, excluding Government fees and charges, plus GST.
A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.
By selecting 'Get a quote' you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.
Bank of Melbourne's Privacy Statement is available at bankofmelbourne.com.au/privacy/privacy-statement or by calling 13 22 66. It covers:
- How you can access the personal information Bank of Melbourne holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Bank of Melbourne and how Bank of Melbourne will deal with your complaint; and
- How Bank of Melbourne collect, hold, use and disclose your personal information in more detail.