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Bank of Melbourne's Contents Insurance

Flexible payment options
Pay by the month at no extra cost
Save 15%
Buy online and save 15% off your annual premium for the first year with promotional code COVER
24/7 claims support
We’ll do whatever we can to help in you in your hour of need

 

What level of cover do you need?

Here are the main features of the 3 levels of cover. Full details available in the PDS (PDF 2MB).

Essential Care

Provides a basic level of cover to protect your contents against loss or damage.
 

Essential Care also comes automatically with these additional benefits:

  • Sum insured safety net: up to 5%
  • Emergency accommodation: up to $5,000

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Jewellery and watches: up to $500 per item ($3,000 in total)
  • Artwork: up to $3,000

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You're covered for loss or damage caused by:

  • Theft
  • Storm, flood, fire, lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion

You’re also covered for legal liability of up to $20 million.

Quality care

Covers your contents against loss or damage from a wider range of events, with additional benefits like emergency storage for contents.

Quality Care also comes automatically with these additional benefits:

  • Sum insured safety net: up to 10%
  • Emergency accommodation: up to 12 months or 10% of the sum insured (whichever is less)

____________________________________

Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Jewellery and watches: up to $1,000 per item ($5,000 in total)
  • Artwork: up to $10,000

____________________________________

You're covered for loss or damage caused by:

  • Theft
  • Storm, flood, fire lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion
  • Accidental breakage of glass
  • Electrical motor burnout

You’re also covered for legal liability of up to $20 million.

Premier care

All of the benefits of Quality Care with the extra protection of cover for accidental damage.
 

Premier Care also comes automatically with these additional benefits:

  • Sum insured safety net: up to 20%
  • Emergency accommodation: up to 12 months or 10% of the sum insured (whichever is less)

____________________________________

Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Jewellery and watches: up to $5,000 per item ($20,000 in total)
  • Artwork: up to $20,000

____________________________________

Loss or damage caused by:

  • Theft
  • Storm, flood, fire lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion
  • Accidental breakage of glass
  • Electrical motor burnout
  • Accidental loss or damage to your contents

You’re also covered for legal liability of up to $20 million.

Offers


15%


save 15%
when you buy online

Buy online and save 15% off your annual premium for the first year with promotional code COVER.

Win


Every day's
a winner

Buy a new contents insurance policy and you’ll go in the draw to win back your first year’s premium*. Ends 8 December.        

The Detail

Before making a decision, please read these documents to ensure you’re aware of all fees, charges and interest rates.

Cover is subject to your application for insurance being accepted.

* For eligible policies purchased between 12am AEDT on 13/11/2017 and 11:59pm AEDT 08/12/2017, up to the maximum value of $5,000. View full terms and conditions. Promotion opens 12am AEDT on 13/11/17 and closes 11.59pm AEDT on 08/12/2017. Entry is open to all Australian residents aged 18 years or over. Westpac Group employees and contractors are not eligible to enter. To enter the promotion, successfully purchase a policy under any of the following Bank of Melbourne products: Bank of Melbourne Home and Contents Insurance; Bank of Melbourne Landlord Insurance and Bank of Melbourne Motor Insurance (each an “Eligible Policy”). Winners are drawn daily at random at 11:15am at Level 11, 200 Barangaroo Avenue, Sydney NSW 2000. Winners notified in writing or via phone and their names will be published in the Public Notices section of The Australian Newspaper on 01/12/2017 and 15/12/2017. The promoter is Westpac General Insurance Limited, ABN 99 003 719 319. Authorised under trade promotion permits: NSW Permit: LTPS/17/19465 SA Permit: T17/2102 ACT Permit: TP 17/02230.

Key Facts Sheets (KFS)

Product Disclosure Statements (PDS)

Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable).  Bank of Melbourne – a Division of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) distributes the insurance, but does not guarantee the insurance.  This information does not take into account your personal circumstances. Read the Product Disclosure Statement, to see if this insurance is right for you.