Home Insurance

Home Insurance Calculators

Our calculators help you estimate the amount you’d need to rebuild or replace your home contents to make sure you have enough insurance cover in an event of a flood, fire, storm or severe natural disaster^.

Home Building Insurance Calculator

Estimate the cost to rebuild your house with the Home Building Insurance Calculator.

Details on the benefits paid for your building sum insured are available in the PDS. Calculators on our website are intended as a guide only.

Open Building Calculator

Home Contents Insurance Calculator

Estimate the replacement value of your home contents with the Contents Insurance Calculator.

Details on the benefits paid for your building sum insured are available in the PDS. Calculators on our website are intended as a guide only.

Open Contents Calculator

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The Detail

Cover is subject to your application for insurance being accepted.

Product Disclosure Statements (PDS)

Home and Contents Insurance Product Disclosure Statement (PDF 995KB) (applicable to policies issued on or after 12 December 2021 or renewed on or after 22 November 2021)

For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable), and the Premium, Excess, Discount and Options Guide (PED) (PDF 232KB). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

^The Building and Contents calculators available through our websites are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.

Home and Contents Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Bank of Melbourne - a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the insurance under a distribution agreement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 13 22 66.

A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

Bank of Melbourne's Privacy Policy is available at bankofmelbourne.com.au or by calling 13 22 66. It covers:

  • How you can access the personal information Bank of Melbourne holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Bank of Melbourne and how Bank of Melbourne will deal with your complaint; and
  • How Bank of Melbourne collect, hold, use and disclose your personal information in more detail.

View the Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement (PDF 251KB).