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How much cover do I need?

Research has shown that 4 in 5 Aussie homeowners and renters could be underinsured, potentially leaving them without enough cover for their home and their belongings.1

Make sure you have enough insurance cover should the unexpected happen, from theft and burglary through to floods, fires and storms2, by using these calculators. Calculators are intended as a guide only.3

Home Building Insurance calculator

Estimate the cost to rebuild your house with the Home Building Insurance calculator.

Home Contents Insurance calculator

Estimate the replacement value of your home contents with the Contents Insurance calculator.

Landlord Contents Insurance calculator

Estimate the cost to replace the contents you provide for your tenants in your investment property.

More value from Bank of Melbourne Home Insurance

  • One less step

    Sort out your insurance and banking together.

  • Flexible payment options

    No extra cost to pay by the month so you can better manage your budget.4

  • All in one place

    See your insurance policies next to your bank accounts in the App.5

  • Comprehensive cover

    Insure your home and contents for storm damage, floods and bushfires.2


Canstar Outstanding Value Home, Home & Contents and Contents Insurance awards

Award winning value... yet again!

Bank of Melbourne has been recognised with the Canstar Outstanding Value Home, Home & Contents and Contents Insurance awards for a second year in a row.



Tools & tips

Compare Home Insurance products

Cover your home and belongings in case of storms, floods, fire, theft and more.

Get a quote


The Detail

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Bank of Melbourne's Privacy Statement is available at bankofmelbourne.com.au/privacy/privacy-statement or by calling 13 22 66. It covers:​

  • How you can access the personal information Bank of Melbourne holds about you and ask for it to be corrected;​
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  • How Bank of Melbourne collect, hold, use and disclose your personal information in more detail.