Landlord Contents Insurance

Essential Care also comes automatically with these additional benefits:

• Sum insured safety net: up to 5%

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Artwork: up to $3,000
• Electrctrical or audio equipment: up to $3,000  

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You're covered for loss or damage caused by:

• Theft
• Storm, flood, fire, lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion

You’re also covered for legal liability of up to $20 million.

Quality Care also comes automatically with these additional benefits:

• 10 % sum insured safety net
• Loss of rent – up to 10% of your sum insured or for 12 months from the date of the event (whichever is less) if the property is unliveable from an insured event

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Artworks, collections and collectables are covered up to $10,000
• No cover limits on electrical or audio equipment

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You're covered for loss or damage caused by:

• Theft
• Storm, flood, fire lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion
• Accidental breakage of glass
• Electrical motor burnout

You’re also covered for legal liability of up to $20 million.

Add optional Landlord Extras cover to provide extra protection from malicious acts, theft or rent default by your tenants:

• Malicious acts and theft by your tenant – up to the building and/or contents sum insured
• Loss of rent due to tenant default – up to $1,000 per week for up to 10 weeks