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Apply for a Personal Loan


The variable interest rate option on our Secured Personal Loan will soon no longer be available.

From 20th August 2021, we will no longer be offering a variable interest rate on our Secured Personal Loan. If you’d like a variable interest rate on this loan, your completed application needs to be submitted before 20th August 2021.  

Note you will not be able to retrieve an incomplete saved application after 20th August 2021.

Secured Personal Loan

  • A lower interest rate, where we accept your car as security1
  • Choose a fixed or variable interest rate
  • Choose a term of up to
    • 7 years for variable interest rate loans
    • 5 years for fixed interest rate loans.

Unsecured Personal Loan

  • Choose a fixed or variable interest rate
  • Choose a term of up to
    • 7 years for variable interest rate loans
    • 5 years for fixed interest rate loans.

Unsecured Personal Overdraft

  • Access to extra funds up to an approved limit through your Complete Freedom transaction account at any time
  • Cash-flow management tool — apply once and use as needed
  • Only pay interest on what you use.

Important Information

Visa ® is a registered trademark of Visa International PTe Ltd.

Credit criteria, terms and conditions, fees and charges apply.

Before making a decision, it's best to read the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.

1. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name.  

2. Subject to systems availability.