Compare payment solutions
Compare our range of merchant payments solutions to suit your business sales needs. Choose from our solutions for in-store, on the road or the flexibility of both.
To get started, call us on 1300 603 266.
| EFTPOS Now | EFTPOS Connect | |
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| Request a callback | ||
| Integrates with POS | No | Yes |
| Description | Standalone EFTPOS terminal for use on the counter, at tables, and when mobile. |
Terminal that integrates with hundreds of Linkly POS systems1. |
| Chosen by |
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| Setup | Countertop, anywhere in store or on the go with wireless 4G portability |
Countertop or anywhere in store |
| Costs | 1.2% for eftpos, Visa, Mastercard and UnionPay transactions7 + $24.75 monthly terminal fee. Different rates apply to other payment methods. |
1.2% for eftpos, Visa, Mastercard and UnionPay transactions7 + $27.50 monthly terminal fee. Different rates apply to other payment methods. |
| Maximum limit | No transaction limit | No transaction limit |
| Compatible with Mastercard®, Visa and American Express2 cards | ||
Compatible with Union Pay |
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| 24hr support (Bank of Melbourne Merchant Helpdesks) | ||
| Bluetooth® | ||
| IP | ||
| Wi-Fi | ||
| 3G | ||
| 4G | ||
| Swipe/chip card | ||
| Surcharges | (available for all types of payments) |
(available via POS configuration for swipe and insert payments only) |
| Refunds | ||
| Cash out | ||
| Contactless | ||
| Same day settlement to your linked Bank of Melbourne transaction account (where applicable, UPI settlements are paid next business day)3 | ||
| Immediate approval / decline response | ||
| Request a callback |
Ready to get started?
Call us on 1300 603 266 (8am-6pm Sydney time, Mon-Fri)
The Detail
Applications for payment solutions are subject to approval. Terms and Conditions and other fees and charges apply. Full details are available on request.
1. The point of sale (POS) systems are supplied by POS Providers, not Bank of Melbourne. Bank of Melbourne does not guarantee or endorse those products and any related services.
2. 4G backup is not available for Linkly Cloud connectivity. Refer to the EFTPOS Connect Quick Reference Guide and Terminal User Guide for details.
3. This functionality is POS dependent.
4. Bank of Melbourne same day settlement is not available between 9:30pm and 11:00pm - Sydney time. You can only perform a settlement once a day, before 9:30pm (Sydney time). A settlement done after 11:00pm will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Bank of Melbourne transaction account. Same day settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).
5. If you want to accept American Express or JCB payments, you’ll need to call 1300 363 614 to enter a separate merchant agreement with American Express or JCB.
6. If you want to accept Diners Club payments, you'll need to call 1300 360 060 to enter into a separate agreement with Diners Club.
7. Our 1.2% flat transaction rate applies to eftpos, Mastercard, Visa and UnionPay but not to American Express, Diners Club or JCB cards.
Bluetooth is a registered trademark owned by Bluetooth SIG, Inc. and use of the mark by Bank of Melbourne is under license.
UnionPay is a trademark of UnionPay International Co. Ltd.
Mastercard® is a registered trademark of Mastercard International Incorporated.
Visa® is a registered trademark of Visa International Service Association.
American Express® is a registered trademark of American Express.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay™ Google Pay is a trademark of Google LLC.
Fitbit and Fitbit Pay are registered trademark(s) or trademark(s) of Fitbit LLC and/or its affiliates in the United States and other countries.