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Compare payment solutions
Compare our range of merchant payments solutions to suit your business sales needs. Choose from our solutions for in-store, on the road or the flexibility of both.
| EFTPOS Now | EFTPOS Connect | |
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| Request a callback | ||
| Description | Take card payments at the counter, at the table, and when you’re out and about in a mobile business. EFTPOS Now is a lightweight, robust EFTPOS machine that works where you work, connecting by 4G and Wi-Fi. |
Take fast, seamless payments with an EFTPOS terminal that integrates with your Linkly Point of Sale system. Enjoy the reassurance of backup connectivity, which automatically switches to 4G if your Internet goes down, so you’ll never miss a sale. |
| Suitable for | Retail stores, shop fronts, restaurants, cafes |
Retail stores, professional services, hospitality |
| Setup | Countertop, anywhere in store or on the go with wireless 4G portability |
Countertop or anywhere in store |
| Costs | $24.75 a month machine rental + 1.2% of Visa, Mastercard and UnionPay transactions1. |
$27.50 a month machine rental + 1.2% of Visa, Mastercard and UnionPay transactions1. |
| Maximum limit | No transaction limit | No transaction limit |
| Compatible with Mastercard®, Visa and American Express2 cards | ||
Compatible with Union Pay |
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| 24hr support (Bank of Melbourne Merchant Helpdesks) | ||
| Bluetooth® | ||
| IP | ||
| Wi-Fi | ||
| 3G | ||
| 4G | ||
| Swipe/chip card | ||
| Surcharges | (available for all types of payments) |
(available via POS configuration for swipe and insert payments only) |
| Refunds | ||
| Cash out | ||
| Contactless | ||
| Same day settlement to your linked Bank of Melbourne transaction account (where applicable, UPI settlements are paid next business day)3 | ||
| Immediate approval / decline response | ||
| Request a callback |
Need more help choosing a solution?
The Detail
Applications for payment solutions are subject to approval. Terms and Conditions, other fees and charges apply. Full details are available on request.
1. Our 1.2% flat transaction rate does not apply to American Express, Diners Club and JCB cards.
2. If you want to accept American Express, you’ll need to call 1300 363 614 to enter a separate merchant agreement with American Express.
3. Bank of Melbourne same day settlement is not available between 9:30pm and 11:59pm (EFTPOS 1 terminals) and between 9:30pm and 11:00pm (EFTPOS Now and EFTPOS Connect terminals) - Sydney time. You can only perform a settlement once a day, before 9:30pm (Sydney time). A settlement done after 11:00pm for EFTPOS Now and EFTPOS Connect terminals and after 11:59pm for EFTPOS 1 terminals, will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Bank of Melbourne business transaction account. Same day settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).
* See the Linkly accreditation list for compatible POS systems.
Bluetooth is a registered trademark owned by Bluetooth SIG, Inc. and use of the mark by Westpac is under license.
Mastercard is a registered trademark of Mastercard International Incorporated.
Visa is a registered trademark of Visa International Pte Ltd.
American Express is a registered trademark of the American Express Company.
UnionPay is a registered trademark of China Union Pay Co., Ltd.