RETIREMENT
 ACCESS PLUS

                                    

Simple. Manageable. Convenient.

Why Retirement Access Plus?

EASY BANKING
FOR RETIREES

Competitive interest
  Interest paid monthly and calculated daily depending on total balance.



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Fraud protection
We'll reimburse any losses from unauthorised transactions (provided you report it to us promptly and haven't contributed to the loss)

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Convenient support
Our friendly staff are on hand to help you in any of our branches and over the phone.


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A convenient, manageable and feature-rich account for retirees (or those over 55 who are no longer working). This account earns different interest rates with different balances. Generally, the higher the balance the higher the interest rate, with the highest rate for balances over $40,000.


Rates and minimum monthly balance


Interest rates

% p.a.

Balances up to
$1,999.99

% p.a.

On the part of the balance
between $2,000.00 to $40,999.99
 

% p.a.

On the part of the balance 
$41,000 or over

Balances more than $20,000

Most transactions are free including ATM withdrawals, cheques and staff assisted transactions. 

See below for the full list of fees.
 


Fees and charges (balance is greater than $20,000)

FREE  eftpos and Visa Debit card transactions


FREE  Internet, mobile and phone banking


FREE  Staff assisted (branch and telephone)


FREE  Cheque


FREE  ATM use (Bank of Melbourne / Westpac / St.George / BankSA)


FREE  Direct debit


$5.00  Overseas cash withdrawal (outside Global ATM Alliance)


3.00%  Foreign currency conversion


$2.00  Frequent statement (request statement outside cycle)


$4.00  Periodical payment


 Balances less than $20,000 

You get 8 free banking transactions (including internet or mobile).

After this you're charged fees for most transactions. 
See below for the full list of fees.


Fees and charges (balance is less than $20,000)

FREE Visa Debit card transactions


FREE  Internet, mobile and phone banking


FREE  Direct debit


$0.50  ATM use (Bank of Melbourne / Westpac / St.George / BankSA)


$5.00  Overseas cash withdrawal (outside Global ATM Alliance)


3.00%  Foreign currency conversion


$0.50 eftpos


$1.00  Staff assisted (branch and telephone)


$2.00  Frequent statement (request statement outside cycle)


$0.50  Cheque


$4.00  Periodical payment


To be eligible for the Retirement Access Plus you must be 55 years of age or over and retired OR you must be receiving one of the following pensions:
Age Pension, Carer's Pension, Disability Pension, Widow Pension, Veteran Affairs Pension.

In detail

Before making a decision, please read the terms and conditions and
ensure you're aware of all fees, charges and interest rates.

 


IT'S TIME TO LET YOUR
MONEY DO THE WORK.


How to open an account
 

Call us on 13 22 66
Say "New account"  when prompted 

Come and see us
at one of our branches