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Looking to Sell or Buy

With Bank of Melbourne, you can spend more time finding your new home and less time looking for the home loan.

Whether you are upgrading or downsizing or simply buying another property our Home Loan Specialists are ready to help guide you through the process and provide the options that are right for you. We have a range of flexible solutions to meet your needs, whether you wish to:

  • Buy before you sell – our Relocation (bridging) Loan removes the stress of timing the sale of one property with the purchase of another by giving you access to funds for your new property purchase while you wait for sales proceeds from your existing property
  • Buy and sell at the same time – use the substitution of security feature¹ to easily transfer your existing home loan to your next property and reduce the cost and effort of refinancing
  • Sell first, buy later – a Bank of Melbourne Term Deposit or Savings Account is the ideal place to invest any extra funds from the sale of your property

If you have any questions, big or small, we’re here to help.

Enquire now or speak to one of our home loan experts on 13 22 66.

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Suggested Home Loans

Relocation Loan

Avoid paying expensive bridging finance if you buy a new home before selling your existing one.

Find out more

Fixed Rate Home Loan

Lock in a fixed interest rate for 1-5 years and get certainty over your repayments.

Find out more

Advantage Package

Package your home loan, credit card and transaction account to get a home loan interest rate discount   and fee waivers that could save you thousands1, all for a $395 annual package fee. Unavailable on Basic Home Loans.

Know more

The Detail

Conditions, fees and credit criteria apply.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this general information, please consider if it’s right for you. If you need help, call 13 22 66.

¹ If your request is accepted, fees will apply. Conditions, fees and credit criteria apply.

2Advantage Package Terms & Conditions (PDF 140KB) apply. A $395 annual package fee applies and is payable from a Bank of Melbourne Complete Freedom transaction account. Before deciding to open a Bank of Melbourne Complete Freedom account, read the Terms & Conditions, and consider if the account’s right for you.