Looking to Sell or Buy
With Bank of Melbourne, you can spend more time finding your new home and less time looking for the home loan. Whether you are upgrading or downsizing or simply buying another property our Home Loan Specialists are ready to help guide you through the process and provide the options that are right for you. We have a range of flexible solutions to meet your needs, whether you wish to:
Buy before you sell – our Relocation (bridging) Loan removes the stress of timing the sale of one property with the purchase of another by giving you access to funds for your new property purchase while you wait for sales proceeds from your existing property
Buy and sell at the same time – use the substitution of security feature1 to easily transfer your existing home loan to your next property and reduce the cost and effort of refinancing
If you have any questions, big or small, we’re here to help.
Suggested Home Loans
Fixed Rate Home Loan
Lock in a fixed interest rate for 1-5 years and get certainty over your repayments.
Ask how you can package your home loan, credit card and transaction account to get interest rate discounts and fee waivers that could help you save.
Conditions, fees and credit criteria apply.
Before making a decision, it’s best to read the terms and conditions:
- Portfolio Loan Agreement - General Terms and Conditions
- Residential Loan Agreement - General Terms and Conditions
- Loan Accounts - Charges for specific services and accounts
Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this general information, please consider if it’s right for you. If you need help, call 13 22 66.
1 If your request is accepted, fees will apply. Conditions, fees and credit criteria apply.
2 Advantage Package annual fee of $395 applies, other fees may be payable. The interest rate discount and fee savings apply for the duration of the package. Contact us to see if you are eligible to receive Advantage Package benefits.