A Bank of Melbourne home loan expert will contact you at your preferred time.
How to apply
Conditions, fees and credit criteria apply.
Before making a decision, it’s best to read the terms and conditions:
- For Portfolio Loan, Portfolio Loan Agreement - General Terms and Conditions
- For Home Loans, Residential Loan Agreement - General Terms and Conditions
- Loan Accounts - Charges for specific services and accounts
You can request a paper copy at a branch.
The general information on our website is prepared without knowing your personal financial circumstances. Before you act on this general information, please consider if it's right for you. If you need help, call 13 22 66.
1. Property value as determined by Bank of Melbourne. Generally, Lender’s Mortgage Insurance is required on loans above 80% of the value of the property offered as security.
2. Advantage Package Terms and Conditions apply and are available at bankofmelbourne.com.au.
3. Other upfront fees and costs may apply.
4. Subject to systems availability.
5. A sub-account holder must be one or more of the Portfolio Loan borrowers. The remaining borrowers on the Portfolio Loan must be guarantors on that sub account. Any Portfolio Loan borrower who is not a sub-account holder of a particular sub-account must guarantee that sub-account.
6. The Portfolio Loan variable rate must apply to your primary sub account.
7. Rate lock requests are subject to our approval. Fees apply.
8. Visa Debit Card available to customers who have an Australian residential address and are over the age of 14. If you are less than 14 years old and are a full time student, please contact us on 13 22 66 or visit any branch.
There may be tax consequences arising from this promotion for our business customers and rental property investors. This is not taxation advice. Customers should seek independent taxation advice on any taxation matters.
Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. (03/12).