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Severe weather preparation

When severe weather hits Australia, hazardous conditions such as hail, storms, flash floods, thunder and lightning can happen. Protect yourself with this severe weather preparation checklist and help safeguard your family.

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Bushfire preparation

Bush fires in Australia are a fact of life. Being prepared for a bushfire can go a long way to protecting you and your property.

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Storm preparation

A storm can hit at any time, are you prepared? Getting prepared in advance could make all the difference to how you cope before and after a storm.

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Flood preparation

Floods are a fact of life in Australia, and heavy rain can cause flash-flooding practically anywhere. Use this checklist to prepare yourself and those around you.

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Cyclone preparation checklist

Australia has experienced many devastating cyclones over the years, with destructive winds causing extensive property damage. Being prepared well in advance can go a long way to help protect your home during a tropical cyclone.

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During an emergency

It’s essential that everyone knows what to do in an emergencies such as bushfires, storms, flash floods and lightening.

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After an emergency

Living in Australia means we face natural disasters and weather hazards throughout the year. Knowing what to do after an emergency will go a long way to helping get you back on track as soon as possible.

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Home safety checklist

Your home should be your sanctuary. Unfortunately, hazards can sneak in. These home safety tips can help safeguard your family, home and belongings all year-round.

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Emergency kit checklist

Typically over the summer months in Australia, natural disasters such as bushfires, floods, cyclones or storms can occur. Whether you are going to stay in your home or evacuate to a safer area, it’s essential that every home has an emergency kit. You’ll need some basic things to get you by without electricity or water for up to 72 hours.

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Do you have enough Insurance cover?

Details on the benefits paid for your building sum insured are available in the PDS. Calculators on our website are intended as a guide only.

Building Calculator

When planning for severe weather, it’s important to make sure your home insurance is up-to-date and the sum insured amount is enough. You can check you’re properly covered by using our Building Calculator.

Contents Calculator

You can also estimate the replacement value of your home contents with the Contents Calculator

 

The Detail

Cover is subject to your application for insurance being accepted.

* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine home and contents located at the same address under one policy.

Product Disclosure Statements (PDS)

Home and Contents Insurance Product Disclosure Statement (PDF 630KB) (applicable to policies issued on or after the 20 August 2021 or renewed on or after the 5 October 2021)

For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

Home and Contents Insurance is issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). Bank of Melbourne – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.

A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.