Payment Solutions
Streamline your cash flow with the right payment solution for your business.
Whether you’re a sole trader, an expanding online venture or a large enterprise seeking integrated payment options, we have a range of solutions to cater to your requirements. We offer a range of payment solutions to meet your needs.
Benefits of our EFTPOS solutions
- Access your money fast
Get paid quickly with same day settlement into your account.¹ - Keep trading during outages
No internet? No problem. Enjoy the reassurance of 4G backup connectivity. - Get 24/7 local support
In the unlikely event of a problem, call our locally-based support centre. Replacement terminals can be provided within 4 hours in metro areas.
Our EFTPOS terminals
EFTPOS Now: Take payments anywhere in store or on the go
Chosen by shops, cafés, market stalls, food trucks, trades, and professional services.
- Standalone mobile terminal (go anywhere)2
- 4G and Wi-Fi connectivity
- Split bills, pre-authorisation, tips, refunds and email receipts capability
- Surcharging available for all types of payments
- 5.5" touchscreen display with accessibility features
EFTPOS Connect: Integrate with Linkly POS systems anywhere
Chosen by larger retail stores, service stations and food service chains wanting to take payments without manually entering amounts.
- Accredited with over 600 On-Premise and cloud Linkly POS providers3
- Supports Value-Added Services such as Zip Pay & TruRating
- 4G, Wi-Fi and Ethernet connectivity4
- Tipping, split billing5 and surcharging6
Other products
Have you considered
Business Bank Account
We know that no two businesses are the same. We offer a range of accounts to help ensure your money’s right where you need it to be. Select from transaction accounts that let you bank the way you want day-to-day.
Business Credit Card
The BusinessVantage Visa® credit card helps you keep your business and personal expenses separate, making tax time easier, and could give relief when cash is tight.
Business Savings Account
Make your money work by saving for payments like tax and GST. Accounts available with no transaction or account keeping fees and 24/72 access to your money.
Frequently asked questions about EFTPOS machines
Important information
Applications for payment solutions are subject to approval. Terms and Conditions, other fees and charges apply. Full details are available on request.
1. Bank of Melbourne same day settlement is not available between 9:30pm and 11:00pm - Sydney time. You can only perform a settlement once a day, before 9:30pm (Sydney time). A settlement done after 11:00pm will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Bank of Melbourne transaction account. Same day settlement is only available for Mastercard, Visa and eftpos transactions (plus UnionPay if using EFTPOS Connect).
2. Subject to system availability.
3. The point of sale systems are supplied by POS Providers, not Bank of Melbourne. Bank of Melbourne does not guarantee or endorse those products and any related services.
4. 4G backup is not available for Linkly Cloud connectivity. Refer to the EFTPOS Connect Quick Reference Guide and Terminal User Guide for details.
5. This functionality is POS dependant.
# If you want to accept American Express or JCB payments, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express or JCB.
Registered to BPAY Pty Ltd ABN 69 079 137 518.
UnionPay is a trademark of UnionPay International Co. Ltd.
Mastercard® is a registered trademark of Mastercard International Incorporated.
Visa is a registered trademark of Visa International Service Association.
American Express® is a registered trademark of American Express.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google Inc.