Bank Accounts

Bank Accounts

Everyday accounts to manage your money on the go and savings accounts to help your savings grow.

Everyday accounts

Accounts that enable you to access your money with ease.

Savings accounts

Accounts that reward you for saving and give anytime access.

Term deposits

Accounts that pay a fixed interest rate over a fixed term.

Savings & Transaction offers

4.40 % P.A.

Total
variable rate

Earn up to 4.40% p.a. with a variable base rate of 0.10% p.a., and a variable bonus* rate of 4.30% p.a.. Only on balances remaining below $250,000.

T&Cs apply#

$50

when you bank
and save together

Open a new Complete Freedom account with an eligible savings account by 20 April 2026.

Deposit $50 within 10 days, and we’ll drop $50 straight into your savings.

New customers only. T&Cs apply.^

New to Australia?

Sort out your day to day banking in Australia with an everyday bank account.

Looking for a bank account for kids or teens?

Browse Bank of Melbourne everyday and savings accounts for kids and teens.

Compare account and interest rates

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