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Your all-round, great value everyday low rate card

from 12.74% p.a.
Low variable interest rate on purchases.
from $55 p.a.
Low annual card fee and $0 in the first year for existing customers. 1
Up to 55 days
Interest free on purchases when you pay the closing balance by the statement due date each month. Excludes balance transfers.

Special offer


0 % P.A.

for 14 months on balance transfers

Apply for a new Bank of Melbourne Vertigo credit card between 3rd May 2017 and 20th September 2017 and you could pay 0% p.a. for 14 months on transferred balances. Simply ask to transfer up to 3 credit balances (min. $200, up to 95% of your approved available credit limit) from any non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The balance transfer will be processed when your card is activated.

0 % P.A.

for 20 months on balance transfers

Apply for a new Bank of Melbourne Vertigo Platinum credit card between 3rd May 2017 and 20th September 2017 and you could pay 0% p.a. for 20 months on transferred balances. Simply ask to transfer up to 3 credit balances (min. $200, up to 95% of your approved available credit limit) from any non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The balance transfer will be processed when your card is activated.

The Detail

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible.

1.  $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo credit card between 3rd May 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.