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Balance transfer + $0 first year card fee offer

0% p.a. interest on balance transfers for 32 months

When requested at card application on a new Vertigo card##. No balance transfer fee. After 32 months the rate reverts to the variable cash advance rate.

Plus, no card fee for the first year (saving $55)^^.



Bonus rewards points + balance transfer offers 

130,000 bonus Amplify Points

On a new Amplify Rewards Platinum card, $3k minimum spend applies*.

Plus, 0% p.a. for 24 months on balance transfers (1% balance transfer fee)# and a reduced $49 card fee for the first year** ($99 thereafter).

60,000 bonus Qantas Points

On a new Amplify Qantas Platinum card, $3k minimum spend applies>.

Plus, 0% p.a. for 24 months on balance transfers (1% balance transfer fee)#

Up to 200,000 bonus Amplify Points

Over 2 years on a new Amplify Rewards Signature card, $12k minimum spend applies each year^.

Plus, 0% p.a. for 24 months on balance transfers (1% balance transfer fee)#

90,000 bonus Qantas Points

On a new Amplify Qantas Signature card, $6k minimum spend applies>.

Plus, 0% p.a. for 24 months on balance transfers (1% balance transfer fee)#



Interest-free offers

12 months interest-free on purchases

Pay 0% p.a. interest on purchases for the first 12 months with a new No Annual Fee card<.

18 months interest-free on purchases

Pay no interest on purchases for the first 18 months with a new Vertigo card<<.

Plus, no card fee for the first year (saving $55)^^

Support

Making the most of a Bank of Melbourne credit card

 
The Detail
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. 
 
Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Amplify Platinum or Amplify Signature credit card between 27th October 2021 and 24th February 2022, and request at card application to transfer balance(s) from up to 3 non-Bank of Melbourne, St.George and BankSA Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. Bank of Melbourne will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

##Vertigo Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo credit card between 20th October 2021 and 24th February 2022, and request at card application to transfer balance(s) from up to 3 non-Bank of Melbourne, St.George and BankSA Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. No balance transfer fees apply to a Vertigo credit card. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. Bank of Melbourne will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

^^Vertigo First Year Card Fee Waiver: The first-year card fee waiver is available when you apply and are approved for a new Vertigo credit card between 20th October 2021 and 24th February 2022. After the first year, the card fee will be debited to your account on the 12-month anniversary of the first transaction on your account and annually thereafter. 

<<Vertigo Purchase Rate Promotion: The introductory rate of 0% p.a. on purchases for 18 months applies from card approval when you apply and are approved for a new Vertigo credit card between 13th December 2021 and 24th February 2022. After 18 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account.

*Amplify Platinum Bonus Amplify Points Offer: The bonus Amplify Points promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 27th October 2021 and 24th February 2022, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by Bank of Melbourne, St.George or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met.

**Amplify Rewards Platinum Discounted First Year Fee: The discounted first year card fee promotion is available when you apply and are approved for a new Amplify Rewards Platinum credit card between 27th October 2021 and 24th February 2022. The first year card fee at the special promotional rate will be debited to your card account on your first transaction and the full card fee will be debited annually thereafter.

^Amplify Signature Bonus Amplify Points Offer: To be eligible to receive up to 200,000 bonus Amplify Points over 2 years, you must apply and be approved for a new Amplify Rewards Signature credit card between 27th October 2021 and 24th February 2022. You'll receive 100,000 bonus Amplify Points when you spend a minimum amount of $12,000 on eligible purchases on the credit card within the first 12 months from card approval. You'll receive an additional 100,000 bonus Amplify Points in the second year of your credit account being open, if you spend a minimum of $12,000 on eligible purchases within the subsequent year. If you do not meet the minimum spend in one year, you forfeit the bonus points for that year only, however you are still eligible for bonus points in subsequent years if you meet the minimum spend in subsequent years during the promotional period. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by Bank of Melbourne, St.George or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.

>Bonus Qantas Points Offer: The respective bonus Qantas Points promotions are available when you apply and are approved for a new Amplify Qantas Platinum or Amplify Qantas Signature credit card between 27th October 2021 and 24th February 2022, and spend the minimum amount of $3,000 on eligible purchases on a Amplify Qantas Platinum credit card or $6,000 on eligible purchases on an Amplify Qantas Signature credit card within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by Bank of Melbourne, St.George or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus Qantas Points will be credited to your Points balance within 12 weeks after the eligible spend criteria is met.

<Purchase Rate Promotion: The introductory rate of 0% p.a. on purchases for 12 months applies from card approval when you apply and are approved for a new No Annual Fee credit card between 20th October 2021 and 24th February 2022. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account.