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Why Amplify Platinum with everyday rewards?

Earn points as you spend and get platinum extras

Travel insurance
on trips up to 3 months for you and your spouse and/or dependent children.1
1 point/$
spent on eligible purchases with Australian merchants.2
1 point/$
spent on eligible purchases with overseas merchants.

Features

Extended warranty
Complimentary extended warranty insurance on purchases for up to 12 months on the manufacturer's expressed Australian warranty.1
Redeeming points
On frequent flyer programs (such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs), gift cards, retail vouchers, homewares, travel and more.3
Auto-Redemption
Opt in to automatically convert Amplify Points to Velocity Frequent Flyer points.4
An extra card
For additional cardholders aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.

and right now, an additional...


60k

bonus points 40K points + 20k in year 2

Special offer

The bonus points promotion is available when you apply for a new Amplify Platinum credit card between 21st September 2017 and 22nd November 2017 and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval on eligible transactions.

Rates

  • 19.49% p.a. variable interest rate on purchases
  • 20.24% p.a. variable cash advance interest rate
  • 2% of each cash advance amount
  • 3% of the Australian dollar value for transactions with merchants based overseas

Key fees

  • $99 Annual card fee
  • $15.00 Fee applied for each late payment or missed payment
  • $9.00 For each dishonour of a payment under the automatic payment plan
  • $15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)

Complimentary services

  • Linking to Bank of Melbourne bank account 
  • 24/7 fraud monitoring
  • Phone and Internet Banking
  • Automatic repayment plan
  • SMS and email alerts
  • Visa payWave contactless payments for transactions under $100

How to apply for a credit card

1.
You apply online in 10 minutes.
2.
We review your application and may ask for supporting documents.
3.
If approved, you'll receive all the information you need to activate and make the most of your new card.

The Detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Credit Card Conditions of Use
All you need to know about our cards.
Credit Card Fees and Charges
A complete list of card-related costs.
Rewards Terms and Conditions
All you need to know about rewards.
Insurance Terms and Conditions

Learn how our card insurance works

(for claim events prior to 1 October 2017, for claim events effective 1 October 2017).

Travel extras to make your next trip even more memorable.

Conditions, fees and credit criteria apply.

Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible.

This card is issued as a Visa card.

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

Bonus points promotion: 

Available when you apply for a new Amplify Platinum card between 21st September 2017 and 22nd November 2017 you will receive:

  • 40,000 points when you spend a minimum of $3,000 within 90 days of card approval on eligible purchases. Points will be credited to your account within 12 weeks of eligible spend criteria being met; and
  • 20,000 points to be credited to your account within 6 weeks of your 12 month anniversary.

Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St. George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer.

1. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 600 266 or download the Credit Card Complimentary Insurance Terms and Conditions (for claim events prior to 1 October 2017) (PDF 269KB).

Effective 1 October 2017: AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Credit Card Complimentary Insurance Terms and Conditions (effective 1 October 2017).

2.  Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 143KB). Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.bankofmelbourne.com.au

3. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586.

4. Set up Velocity Auto-Redemption via amplify.bankofmelbourne.com.au/autovff or by calling 1300 600 266. Once set up, each month your entire Bank of Melbourne Amplify Points balance will be transferred to your nominated Velocity Frequent Flyer Account on your credit card statement cycle date. A minimum of 2 Amplify Points is required before points can be transferred. Receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity Account, must match the primary cardholder's name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Please allow 3 business days for the processing of the transfers. You will not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms and Conditions and cannot be reversed. Velocity membership and the earn and redemption of Velocity Points is subject to the Member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time. All transfer of points will occur on your statement date. Velocity Auto-Redemption is a variation to the Amplify Rewards Terms and Conditions (PDF 143KB) and allows you to automatically convert your Amplify Points to Velocity Points for less than 3,000 Amplify Points. The redemption of Amplify Points is otherwise subject to the Amplify Rewards Terms and Conditions (PDF 143KB). You can opt-out of Velocity Auto-Redemption by calling the Amplify Rewards centre on 1300 600 266, 8am-8pm (AEST), Monday to Friday.