Why choose the No Annual Fee Card?
The freedom and security of a credit card with no annual card fee
No Annual Fee could help you
limit your card costs.
With $0 annual fee and up to 55 days interest free, our No Annual Fee card could be a good option for a card you only want to use occasionally.
You also get…
and right now, an additional...
0 % P.A.
for 12 months on balance transfers
- 1% balance transfer fee applies#.
- Variable cash advance rate applies after the promotional period.
- Transferred from up to 3 cards issued by banks other than Bank of Melbourne, St.George Bank and BankSA.
- Apply for a new Bank of Melbourne credit card between 19th April 2018 and 26th September 2018
20.49% p.a. variable interest rate on cash advances and purchases
2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
3% of the Australian dollar value for transactions with merchants based overseas
$15.00 Fee applied for each late or missed payment
$9.00 For each dishonour of a payment under the automatic payment plan
$15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Linking to Bank of Melbourne bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100
How to apply for a credit card
Not right? Try theseView all cards
Conditions, fees and credit criteria apply.
Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
This card is issued as a Visa card.