Why choose the No Annual Fee Card?
The freedom and security of a credit card with no annual card fee
No Annual Fee could help you
limit your card costs.
With $0 annual fee and up to 55 days interest free, our No Annual Fee card could be a good option for a card you only want to use occasionally.
You also get…
and right now, an additional...
0 % P.A.
for 12 months on balance transfers
- 2% balance transfer fee applies#.
- Variable cash advance rate applies after the promotional period.
- Transferred from up to 3 cards issued by banks other than Bank of Melbourne, St.George and BankSA.
- Apply for a new Bank of Melbourne credit card between 21st September 2017 and 22nd November 2017
Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
Balance Transfer promotion:
Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 21st September 2017 and 22nd November 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.
#A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.
20.49% p.a. variable interest rate on cash advances and purchases
2% of each cash advance amount
3% of the Australian dollar value for transactions with merchants based overseas
$15.00 Fee applied for each late or missed payment
$9.00 For each dishonour of a payment under the automatic payment plan
$15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Linking to Bank of Melbourne bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100
How to apply for a credit card
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Conditions, fees and credit criteria apply.
Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible.
This card is issued as a Visa card.