With this groovy offer, you’ll pay 0% p.a. interest on purchases for the first 12 months you have your new card. After that, the interest rate goes back to the variable purchase rate.
To improve the likelihood your application is approved and in a timely manner, please read this section carefully before applying.
^As at 7 April 2020, the contactless transaction limit has been temporarily increased from $100 to $200. This is a temporary increase that is progressively being rolled out and will be only available on certain Bank of Melbourne cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the contactless limit is part of an industry-wide response to help reduce the spread of COVID-19.
<Purchase Rate Promotion: The introductory rate of 0% p.a. on purchases for 12 months applies from card approval when you apply and are approved for a new No Annual Fee credit card between 3rd March 2021 and 28th September 2021. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account.
Read the before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.