Why choose the No Annual Fee Card?
The freedom and security of a credit card with no annual card fee
With $0 annual fee and up to 55 days interest free, our No Annual Fee card could be a good option for a card you only want to use occasionally.
You also get…
AND RIGHT NOW, AN ADDITIONAL...
0% p.a. for 12 months on balance transfers*
0% p.a. for up to 6 months on purchases^
How to apply for a credit card
Conditions, fees and credit criteria apply.
This card is issued as a Visa card.
Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible.
* Balance transfer promotion: Apply for a new Bank of Melbourne credit card between 21st February 2017 and 2nd May 2017 and you could pay 0% p.a. for 12 months on transferred balances. Simply ask to transfer up to 3 credit balances (min. $200, up to 95% of your approved available credit limit) from any non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The balance transfer will be processed when your card is activated.
After 12 months, the variable purchase rate will apply to any balance left unpaid. Bank of Melbourne will not be responsible for any delays in processing payment to your other card account(s) and will not close them. Interest free days don’t apply to balance transfers and if you transfer a balance at any other time, the variable purchase interest rate applies.
^ Purchase rate promotion: Apply for a new Bank of Melbourne credit card between 21st February 2017 and 2nd May 2017 and you could pay 0% p.a. for 6 months from the day your card is approved. After 6 months, the rate will switch to the card’s variable purchase which will also apply to any unpaid purchases.