An everyday card with a low annual card fee and purchase rate
AND RIGHT NOW, AN ADDITIONAL...
0% p.a. for 14 months on balance transfers*
$0 annual card fee in the first year1
13.24% p.a. variable interest rate on purchases
21.49% p.a. variable cash advance interest rate
2% of each cash advance amount
3% of the Australian dollar value for transactions with merchants based overseas
$55.00 $0 annual card fee in the first year1
$15.00 Fee applied for each late or missed payment
$9.00 For each dishonour of a payment under the automatic payment plan
$15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Linking to Bank of Melbourne bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100
How to apply for a credit card
Conditions, fees and credit criteria apply.
This card is issued as a Visa card.
Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible.
* Balance transfer promotion: Apply for a new Bank of Melbourne credit card between 3rd May 2017 and 20th September 2017 and you could pay 0% p.a. for 14 months on transferred balances. Simply ask to transfer up to 3 credit balances (min. $200, up to 95% of your approved available credit limit) from any non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The balance transfer will be processed when your card is activated.
After 12 months, the variable purchase rate will apply to any balance left unpaid. Bank of Melbourne will not be responsible for any delays in processing payment to your other card account(s) and will not close them. Interest free days don’t apply to balance transfers and if you transfer a balance at any other time, the variable purchase interest rate applies.
1. $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo credit card between 3rd May 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.