An everyday card with a low annual card fee and purchase rate
and right now, an additional...
0 % P.A.
for 16 months on balance transfers#
No balance transfer fee. The variable cash advance rate will apply after the promotional period. The offer is only applicable to balance transfers requested at card application.
13.99% p.a. variable interest rate on purchases
21.49% p.a. variable cash advance interest rate
2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
3% of the Australian dollar value for transactions with merchants based overseas
$55 Annual card fee
$15 Fee applied for each late or missed payment
$9 For each dishonour of a payment under the automatic payment plan
$0 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Linking to Bank of Melbourne bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100
How to apply for a credit card
Conditions, fees and credit criteria apply.
This card is issued as a Visa card.
Before making a decision, it's best to read the terms and conditions.
Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.