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Why Vertigo?

An everyday card with a low annual card fee and purchase rate

$55
annual card fee.
13.24% p.a.
low variable interest rate on purchases.
21.49% p.a.
variable cash advance rate.

Features

Up to 55 days
Interest free when you pay the closing balance by the statement due date each month. Note: interest free days don't apply to balance transfers.
An extra card
For an additional cardholder aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.

and right now, an additional...


0 % P.A.

for 14 months
on balance
transfers

$0

annual card fee
in the
first year

Rates

  • 13.24% p.a. variable interest rate on purchases
  • 21.49% p.a. variable cash advance interest rate
  • 2% of each cash advance amount
  • 3% of the Australian dollar value for transactions with merchants based overseas

Key fees

  • $55.00 $0 annual card fee in the first year1
  • $15.00 Fee applied for each late or missed payment
  • $9.00 For each dishonour of a payment under the automatic payment plan
  • $15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)

Complimentary services

  • Linking to Bank of Melbourne bank account
  • 24/7 fraud monitoring
  • Phone and Internet Banking
  • Automatic repayment plan
  • SMS and email alerts
  • Visa payWave contactless payments for transactions under $100

How to apply for a credit card

1.
You apply online in 10 minutes.
2.
We review your application and may ask for supporting documents.
3.
If approved, you'll receive all the information you need to activate and make the most of your new card.

The detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Credit Card Conditions of Use
All you need to know about our cards.
Credit Card Accounts Fees and Charges
A complete list of card-related costs.
Shopping has never been this rewarding.

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.