This calculator model contains a number of assumptions and they are set out in the i button. Please click it for more details. The assumptions may not reflect the ways in which our Bank's computer systems work. The results from this calculator should be used as an indication only and it does not take into account of your personal circumstances. The results do not represent either quotes or pre-qualifications for a loan. It is advised that you consult your financial adviser before taking out a loan. If you apply for a loan we will make our own calculations and we may not take this calculation into account.