We use cookies to secure and tailor your web use. Our notice explains how we use cookies and how you can manage them. By continuing to use this site we assume you're ok with our notice.
You’ll get the same interest rates as salary-earners. And if the loan’s in your name, you could qualify for Fast Track assessment.
Lock in your interest rate for a 1-5 year loan term on any portion of your loan amount.
Own your home sooner thanks to no limit on extra repayments.
Borrowing in your own name
Choose from any of our home loans: you'll get the same interest rate, offers and features available to our PAYG customers.
Borrowing under your business’s name
Apply for our Standard Variable Rate and Fixed Rate home loans and get the same interest rate, offers and features that are available to our PAYG customers. Fast Track assessment is unavailable.
These residential home loans are available whether:
Our Concierge will call you once you've submitted your application to help handle the rest of the process.
The Detail
Credit criteria, fees and charges apply. Based on Bank of Melbourne’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change
Before making a decision, it’s best to read the terms and conditions:
Please read these documents and keep a copy. You can request a paper copy at a branch.
Fixed rate home loan: The Bank will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences. At the end of the fixed rate period the interest rate will convert to the applicable variable home loan interest rate.
+LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the banks valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan. Any applicable LVR discount has been included in the advertised eligible rate.