Building wealth

Bank of Melbourne understands that wealth strategies need to be tailored to you, the customer. And because we’re your local bank, we’ll be able to give you unparalleled service and personalised wealth management.

Ways to invest

Diversify your investment strategy with Bank of Melbourne. Invest in cash, shares, managed funds and more.

Borrowing to invest

A margin loan allows you to borrow to invest in shares, managed funds, master trusts and wraps.

Getting good advice

Sound financial advice is key to your financial health. Our financial advisers can help you maximise your investments, protect your wealth and plan for retirement.  

Maximising super

Bank of Melbourne has solutions to help you build your super wealth.

Solutions for wealth builders

Term Deposits

Earn competitive rates for a fixed term that suits your needs, from 1 month to 5 years. Available for DIY Super customers.

Maxi Saver

A high interest online savings account, with no monthly account service fee and no transaction fees.1

Margin Lending

A flexible line of credit that is secured against cash or your existing investments in shares, managed funds and master trusts.2

BT Super for Life

Conveniently track and manage your super online through Bank of Melbourne Internet Banking.

The Detail

Conditions, fees and credit criteria apply. This information doesn’t take your circumstances into account. Read the terms before making a decision.

BT Funds Management Limited (ABN 63 002 916 458) is the trustee of BT Super for Life which is a part of Retirement Wrap (ABN 39 827 542 991) and is the issuer of interests in BT Super for Life. You can download a Product Disclosure Statement (PDS) ,or obtain a copy by calling 1300 653 553 or visit any Bank of Melbourne branch. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life.

An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141, Bank of Melbourne, St.George or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.

St.George Bank - A Division of Westpac Banking Corporation is the issuer of the St.George Margin Lending Margin Loan Product Disclosure Statement (“PDS”). This information has been prepared without taking into account your personal objectives, financial situation or needs. For this reason, before acting on the information you should consider its appropriateness to your objectives, financial situation or needs and consider the disclosure documents which include the PDS. The PDS and other disclosure documents are relevant when deciding whether to acquire or hold this product and can be obtained by calling 13 33 30. Applications for credit are subject to the issuer's prevailing lending criteria. Terms and conditions apply to the product.

1Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible Bank of Melbourne working account in the same name or have an existing eligible Bank of Melbourne joint account with your name included in the title. Fees and charges may be payable on your eligible working account.
2Conditions and fees apply and may change.