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Starting out

You’re ready for that next big step in your life. Maybe you got your dream job or are starting uni. Either way, it’s going to be a big change. We can help you get started and make the right decisions so you can enjoy the next phase of your life.

Setting up banking

You’ll be using a transaction account frequently to pay bills and receive your salary, so choosing the right account is important.

Buying a car, furniture and more

With a choice of variable and fixed personal loans, find one suitable for you.

Savings, superannuation and insurance

Starting early on your savings, superannuation and insurance can help you prepare for your future.

Solutions for those starting out

Complete Freedom Account

A transaction account with unlimited ATM (Bank of Melbourne/St.George/BankSA/Westpac ATMs in Australia) and Bank of Melbourne branch access. $0 account-keeping fee. Available with a Visa Debit Card.1

Maxi Saver

A high interest online savings account, with no account-keeping fee and no transaction fees.2

Personal loans

A personal loan can be used for large purchases or to consolidate your debt. It is flexible with various terms and you have the choice of variable or fixed interest rates to suit your needs or lifestyle.3

The Detail

Conditions, fees and credit criteria apply. This information doesn’t take your circumstances into account. Read the terms before making a decision.

You must have an Australian residential address and be over 18

Maxi Saver has no account-keeping fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible Bank of Melbourne working account in the same name or have an existing eligible Bank of Melbourne joint account with your name included in the title. Fees and charges may be payable on your eligible working account.
Bank of Melbourne's normal lending criteria apply. Conditions and fees apply and may change.