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Want to save on overseas ATM withdrawal fees?

  • You won’t pay any ATM withdrawal fee at overseas ATMs that are part of our Global ATM Alliance network.1
  • No matter where in the world you are, it’s easy to find the nearest Global ATM Alliance with the ATM locator.


Different ways to access your money


Travel money card

Our Travel money card is a reloadable card you can use to make payments and access cash in over 180 countries

Foreign cash

It’s always handy to have some local currency with you when you travel for those ‘money can buy’ moments

Global Alliance ATM

Pay no ATM withdrawal fee at over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs (other fees may apply)1


Things to keep in mind

  • A Bank of Melbourne Visa Debit Card2 lets you access your own money to make purchases, wherever Visa is accepted. You can also use your Visa Debit Card to withdraw local currency from ATMs (fees apply).1
  • For Credit Cardholders who currently withdraw money in Australia from a linked Savings or Cheque account, it is important to know that this functionality may not be available when using overseas ATMs, including Global ATM Alliance ATMs. To ensure access to a Savings and/or Cheque account when overseas please speak to us about obtaining a Visa Debit Card for these accounts.
  • A 3% Bank of Melbourne Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected.
  • The daily withdrawal limit for a Bank of Melbourne Visa Debit Card is A$1000. This limit can be increased to a maximum of $2,000 by visiting a Bank of Melbourne branch or calling Telephone Banking on 13 33 22.
  • Some overseas banks may charge an ATM fee for withdrawals. This will be brought to your attention before you proceed with the transaction and can be avoided by using one of our Global ATM Alliance network ATMs.
  • You may wish to carry some foreign cash3 to make it easier to pay for incidental expenses like fares and tips.


The Detail

Information is current as at 4 December 2020.

You should read the Bank of Melbourne Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. 

Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714, is the distributor of this product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Bank of Melbourne Global Currency Card product for Cuscal Limited ACN 087 822 455 AFSL 244116, an authorised deposit-taking institution and a member of Visa International. Cuscal Limited is the issuer of the product but does not take deposits from you. Bank of Melbourne is not responsible for and does not guarantee this product or card or your ability to access any prepaid value or the use of this product or card. You must be 16 years or older and have an Australian residential address to be eligible for this product. Internet connection is needed to access the Bank of Melbourne Global Currency Card app. Normal mobile data charges apply. We support Apple iPhone iOS 6 and above and Android™ 2.3 and above. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.

  1. Global ATM Alliance ATM: No ATM withdrawal fee at Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.
  2. VISA Debit: To be eligible for a Visa Debit Card, you must be 14 years or older and have an Australian residential address
  3. Foreign cash: Fees and charges apply. Consider the Travelex Online Ordering Terms and Conditions before making a decision. Read the Travelex Privacy Policy and the Privacy Policy of Bank of Melbourne. Bank of Melbourne – a division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 acts as a distributor for the Foreign Currency Notes Service, which is provided by Travelex Limited ABN 36 004 179 953 AFSL 222444. Bank of Melbourne is not responsible for and does not guarantee this service. Amounts paid for foreign currency notes do not represent a deposit with, or any other liability of Bank of Melbourne, or any company in the Westpac Group.

    You can order a minimum of AUD500 and a maximum total value of AUD10,000 of all foreign cash transactions in any 24hr period. Orders are also limited to a maximum of AUD20,000 over a 21 day period.

  4. A 3% Bank of Melbourne foreign exchange fee applies to overseas transactions in a currency other than a Supported Currency.