Everyday Account + Visa Debit Card
With no account-keeping fee, our feature-packed Complete Freedom account makes managing your money a breeze.
Smarter banking that takes care of your needs
Get rewarded for banking with us
Your Visa Debit Card gives you access to great offers and benefits from some of Australia's best-known brands as soon as you've activated your card.
Easy secure access to your money
Visa Debit Card
Your Visa Debit Card gives you access to exclusive offers and benefits from some of Australia's best-known brands as soon as you've activated your card. Feel safe and secure, knowing you can identify unknown transactions and secure your lost card directly from our app, plus we'll keep you protected 24/7 with Bank of Melbourne Secure.
Find out more.
Mobile Banking
Manage your money on the go with the Bank of Melbourne Mobile Banking App - winner of the 2021 Mozo People's Choice Award for Excellent Banking App. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.
Fast and secure ways to pay
Make contactless purchases using your choice of mobile wallet, including Apple Pay, Google Pay and Samsung Pay.
Features
In detail
How to open an account
Open your account in under 3 minutes.
You can now use your account online.
Your Visa Debit will arrive in the mail.
Automatically import your payees and billers via your Internet Banking and switch your payments.
1. Our Bank of Melbourne Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Bank of Melbourne Promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.
2. The Spend Tracker tool provides general information only and does not take into account your personal circumstances. It is intended to be a guide only.
Read the Apple Pay Terms and Conditions (PDF 40KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Read the Google Pay Terms and Conditions (PDF 321KB) before making a decision and consider if it is right for you. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information.
Read the Samsung Pay Terms and Conditions (PDF 343KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information.
Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Mastercard, PayPass and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
©Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.