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With no monthly account fees, our feature-packed Complete Freedom account makes managing your money a breeze
With a Visa Debit card you can use your own money to shop in-store, online or over the phone. Heading overseas? You can also use your card while you’re away – from tickets and accommodation to shopping anywhere in the world Visa is accepted.
Manage your money on the go with the Bank of Melbourne mobile banking app. Not only can you check your account balance with just a swipe, you can also transfer money between accounts or to someone else, find your nearest ATM and keep tabs on your transactions.
Get $50 with a new Complete Freedom everyday bank account when you apply by 31st March 2021 and deposit $500 within 30 days. New transaction account customers only. Exclusions, T&Cs apply*
Enjoy all the benefits of your eligible card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more
Starting on 2 June 2020, we will no longer be charging a monthly account service fee on our Complete Freedom transaction accounts.
Open your account in under 3 minutes.
You can now use your account online.
Your Visa Debit will arrive in the mail.
Automatically import your payees and billers via your Internet Banking and switch your payments.
1. Our Bank of Melbourne Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Bank of Melbourne Promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.
2. The Spend Tracker tool provides general information only and does not take into account your personal circumstances. It is intended to be a guide only.
Read the Apple Pay Terms and Conditions (PDF 327KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.