Flexible. Smart. Accessible.

Why Complete Freedom Student?


Free alerts
Maintain control of your accounts with SMS and Email Alerts

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Easy access
Login with the touch of a finger or check your balance with a simple swipe

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Fraud protection 
We'll reimburse any losses from unauthorised transactions (provided you report it to us promptly and haven't contributed to the loss)

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Money can be tight when you're studying but that doesn't mean you can't have a bank account that packs a punch with its digital features and services. We'll look after you, and of course, we won't charge you an account fee. 

Fees and charges

A Complete Freedom Student Account is only available to customers who are under the age of 18 or who are full-time tertiary students, including apprentices.

FREE  eftpos and Visa Debit transactions

FREE  Internet, mobile and phone banking transactions

FREE  ATM use in Australia (Bank of Melbourne / Westpac /St.George Bank / BankSA)

FREE  Direct debit

FREE  Cheque

FREE  Staff assisted (branch and telephone)

$0.00  Monthly account service fee

$5.00  Overseas cash withdrawal (outside Global ATM Alliance)

3.00%  Foreign currency conversion

$2.00  Frequent statement (request statement outside of cycle)

$0.20  ATM mini transaction history request (Bank of Melbourne / St.George Bank / BankSA)

$4.00  Periodical payment


What's included

$0 monthly service fee with no monthly deposit needed

No ATM withdrawal fee at over 3,000 Bank of Melbourne, Westpac, St.George Bank and BankSA ATMs in Australia

Bank online, wherever you are, whatever you're doing

In detail

Before making a decision, please read the terms and conditions and
ensure you're aware of all fees and charges.



Get 10% off your online gaming

Get 10% cash back on your online gaming purchases until 30 September 2017^. Rebate limited to a maximum spend of $200 per month. Available for new and existing eligible Complete Freedom customers.

How to get it

Getting 10% off your online gaming purchases is easy! All you have to do is use your Visa Debit Card to pay for your online gaming on PlayStation Store©, Xbox One©, Steam©, Battle Net©, EA Origin© and Riot Games©.

^Offer available on the Complete Freedom and Complete Freedom Student account. Based on eligibility criteria, offer is only available to individuals over the age of 18 years. Available from the 1 October 2016 until 30 September 2017, however Bank of Melbourne reserves the right to withdraw the offer at anytime. Use your Complete Freedom or Complete Freedom Student Visa Debit card to pay for digital video gaming purchases on online platforms and Bank of Melbourne will reimburse you 10% on these purchases. Rebate limited to a maximum spend of $200 per month. Digital video game purchases refers to Visa Debit Card purchases made on PlayStation Store©, Xbox One©, Steam©, Battle Net©, EA Origin©, Nintendo® eShop and Riot Games©. Bank of Melbourne will reimburse the relevant amounts on a monthly basis within 10 business days from the last business day of each month, account must remain open to receive the rebate. For customers with multiple eligible accounts, or a joint account, the cashback will be capped to one customer.

How to open an account

1. Read the Terms and Conditions

2. Give yourself a few minutes

3. Have your ID handy


Call us on 13 22 66
Say "New account"  when prompted