Smart. Mobile. Accessible.

Why Complete Freedom?


Free alerts
Maintain control of your accounts with SMS and Email Alerts

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Easy access
Login with the touch of a finger or check your balance with a simple swipe

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Fraud protection 
We'll reimburse any losses from unauthorised transactions (provided you report it to us promptly and haven't contributed to the loss)

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We want to help you bank, your way.
To get you there, we’re always trying to improve our service, whether it’s through new digital features, ways to pay or simply contacting us.
We also know that sometimes the old ways are best, so when you need to talk, we’re there.


Fees and charges

FREE  eftpos and Visa Debit transactions

FREE  Internet, mobile and phone banking transactions

FREE  Direct debit

FREE  ATM use in Australia (Bank of Melbourne / Westpac / St.George Bank / BankSA)

FREE  Cheque

FREE  Staff assisted (branch and telephone)


$5.00  Monthly account service fee (If you don't deposit $2000 a month)

$5.00  Overseas cash withdrawal (outside Global ATM Alliance)

3.00%  Foreign currency conversion

$2.00  Frequent statement (request statement outside of cycle)

$0.20  ATM mini transaction history request (Bank of Melbourne / St.George Bank / BankSA)

$4.00  Periodical payment


What's included

$0 monthly service fee when you deposit at least $2,000 by the last business day of every month

No ATM withdrawal fee at over 3,000 Bank of Melbourne, St.George, BankSA and Westpac ATMs in Australia

Bank online, wherever you are, whatever you're doing.

In detail

Before making a decision, please read the terms and conditions and
ensure you're aware of all fees and charges.


How to open an account

1. Read the Terms and Conditions

2. Give yourself a few minutes

3. Have your contact details handy


Call us on 13 22 66
Say "New account"  when prompted 

Come and see us at one of our branches