I need protection for my…
Home, investment property and belongings
Choose from cover for your home and belongings or insurance for renters and landlords, provided in partnership with Allianz.
✔ 24/7 online claims lodgement
✔ Comprehensive cover against 12 major events including fire, storms, flood and theft**
✔ Automatic flood cover included.
Get cover for a range of incidents including accidental damage or theft, provided in partnership with Allianz.
✔ Choose from comprehensive cover or third party property damage cover
✔ Choice of repairer~ and 24/7 online claims lodgement.
Insurance that covers you in various situations and stages in life, provided by TAL.
✔ Payment in the event something unexpected happens, like loss of income, severe injury, serious illness or death.
Travel overseas or in Australia
Be prepared whether you’re overseas or travelling in Australia, with Travel Insurance provided by Allianz Global Assistance.
✔ 24/7 emergency assistance
✔ Choose from essentials, comprehensive or multi-trip cover.
Caravan or trailer
Get cover for when you’re out on the road, onsite or at home, anywhere in Australia with cover provided by Allianz.
✔ Cover for accidental loss or damage to your caravan or trailer Australia-wide.
Stay covered on the water, or while in transit, with insurance provided by Club Marine.
✔ Accidental damage cover for your boat, motor and trailer, all in our Pleasure Craft policy.
Need more help?
Home Insurance calculators^
Check or change your policy
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Bank of Melbourne does not guarantee any insurance and cover is subject to your application for insurance being accepted by the insurer. If you purchase an insurance policy through Bank of Melbourne or as a result of a referral, Bank of Melbourne will receive a commission which is a percentage of your premium.
This information is general only and does not take into account your personal circumstances. Bank of Melbourne can arrange for the initial issue of the following insurance:
- Home & Contents and Landlord Insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). View the Home and Contents Insurance Key Fact Sheets
- Motor Insurance issued by Allianz.
If you take out Home & Contents or Landlord Insurance or Motor Insurance with Allianz, the Bank will receive a commission of up to 12% of the premium (exclusive of GST).
Bank of Melbourne can refer clients to Allianz, Club Marine Limited ABN 12 007 588 347 AFSL 236916 (Club Marine) and AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) (both Club Marine and AGA act as an agent under a binder for Allianz), respectively, for each of the following insurance:
- Caravan & Trailer Insurance issued by Allianz,
- Pleasure Craft Insurance issued by Club Marine,
- Travel Insurance issued by AGA for the insurer Allianz.
for which it will receive a commission of up to 10% of the premium (exclusive of GST) if you take out the insurance (including renewals).
Policy terms, conditions, limits and exclusions apply. Read the relevant Product Disclosure Statement (PDS) to see if the insurance is right for you. Where applicable, a Target Market Determination (TMD) has been created for these products. For Caravan & Trailer and Pleasure Craft, please contact Allianz on 1800 825 866 for a copy of the TMD.
*Online discount: When you quote and buy a new Home Insurance policy or Comprehensive Car Insurance policy online a discount of up to 10% is applied to your first year’s premium. This discount is not applied on renewal.
~Allianz may agree with you to use a repairer (other than the one you selected) or pay you reasonable repair costs. Allianz will act reasonably in doing so.
**72 hour exclusion period may apply. Allianz doesn’t provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. For full details of conditions and exclusions please refer to the relevant PDS.
^The Building and Contents calculators provided by Allianz through a third party provider, are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.
Any financial product advice provided on this website is of a general nature only and does not take into account your personal circumstances. Bank of Melbourne refers customers to TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life), the issuer of life insurance policies. TAL Life is part of the TAL Dai-ichi Life Australia Pty Ltd ABN 97 150 070 483 group of companies (TAL). If you purchase a life insurance policy as a result of a referral from us, Bank of Melbourne will receive a commission of 10% of your premiums (exclusive of GST) for the period you continue to hold a policy.
Before purchasing life insurance, you should read the Product Disclosure Statement (PDS) and the Target Market Determination (TMD) to help you decide if life insurance is appropriate to your objectives, circumstances and needs. You can obtain the PDS and TMD from TAL’s website or by calling TAL on 1300 346 709.
If you would like help deciding whether life insurance is right for you, we recommend speaking to a financial adviser.
Bank of Melbourne’s Privacy Statement is available at https://www.bankofmelbourne.com.au/privacy/privacy-statement or by calling us on 13 22 66. It covers:
- How you can access the personal information Bank of Melbourne holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Bank of Melbourne and how Bank of Melbourne will deal with your complaint; and
- How Bank of Melbourne collect, hold, use and disclose your personal information in more detail.