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Loan Repayment Insurance

Please note Personal Credit Protect is no longer sold. The information on this product is for existing Personal Credit Protect policy holders.

Helps pay your loan repayments when you can’t.

Personal Credit Protect

Helps cover your personal loan repayments when you can't
  • Helps meet your personal loan repayments if you unexpectedly lose your job, or if you can’t work because of sickness, injury or disease
  • It also helps pay the outstanding balance owing on your personal loan up to $50,000 if you pass away
  • The premium is included as part of the amount borrowed under your Personal Loan

Like all insurance, terms and conditions, and limitations and exclusions apply. Read the PDS for full details of cover.

The Detail

This information is current as at 1 October 2019. Bank of Melbourne Personal Credit Protect is issued by Insurance Australia Limited ABN 11 000 016 722 trading as Swann Insurance (who issues the Involuntary Unemployment cover and the Disablement cover) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (who issues the Death cover). Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 distributed the insurance, but does not guarantee the insurance. Westpac Life Insurance Services Limited is a subsidiary of the Bank. This information is general only and does not take into account your personal circumstances. Read the relevant Product Disclosure Statement, which can be obtained by calling 1300 657 382, to see if this insurance is right for you.

Important Update for Personal Credit Protect

(c) Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian Credit Licence 233714