Get Insurance you can count on when the unexpected catches you out. Save up to 25% when you quote and buy online.*
Cover your home and belongings in case of
storms, floods, fire, theft and more
I am an existing Bank of Melbourne insurance customer
Click the links below to find the Product Disclosure Statement and relevant documents for your policy
It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value It’s important to have the right amount of insurance to cover the cost of replacing your home in today’s dollars if the unexpected happens. If you don’t have enough, you may have to cover some of the cost yourself and if you have too much, you may only be paid an amount that covers your loss. That's why we've provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents. 2
Get a fast quote online. You can also buy over the phone or in branch with one of our friendly consultants.
We are here to help with your insurance needs. We also have optional cover to give you a greater flexibility of cover. Talk to us on 13 22 66
Our local consultants are with you every step of the way. You can also lodge a claim online and get instant confirmation. We’ll also reach out in 3 business days to confirm the details and process your claim. Find out more about how to make a claim.
* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine building and contents at the same address under the one policy.
2 The Building and Contents calculators available through our websites are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.
3 Instalment premiums If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
5 Only primary policyholders can see policies alongside their other Bank of Melbourne accounts.
Home and Contents Insurance and Landlord Insurance are issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). For existing customers as at 21 November 2021 whose policy issue date is on or after 22 November 2021, Home and Contents Insurance and Landlord Insurance are issued by Allianz Insurance.
Bank of Melbourne – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.
For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).
A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.