Home Insurance
Relax, your banking and insurance are all in the one place with Bank of Melbourne Home Insurance, provided by Allianz.
Due to recent legislation changes, Domestic Workers’ Compensation cover won’t be available online from 30 June 2025 for customers with an insured address in WA.
Storms, floods and bushfires
If you’re a Bank of Melbourne Home or Car Insurance customer impacted by severe weather or bushfires and need help with a claim, call the specialist Bank of Melbourne team at Allianz on 1300 020 266 or submit a claim online.
Your chance to win $50k paid over a year to help with your mortgage or rent, thanks to Allianz
Buy, renew or hold an eligible Bank of Melbourne Home Insurance policy, provided by Allianz, by 31 July 2025 to be in the running.
Not available to customers in South Australia.
Which type of home insurance do you need?
Home and Contents Insurance
Combine your cover to insure both your home and the items at your home against storms, floods, fire, theft and more.*
Building Insurance
Cover for your home from the roof to the deck and the fittings and fixtures you find in between.
Contents Insurance
Cover for your household and personal items. Think furniture, white goods, electrical appliances, clothing, linen and more.
Landlord Insurance
Cover for your investment property and the contents you provide for your tenants.
Award winning value
Bank of Melbourne has been recognised with the 2025 & 2024 Canstar Outstanding Value Insurance awards.
Tools and calculators
Calculators are intended as a guide only.^
Help me choose
Use our cover selector to help you find the insurance that’s right for you.
Home Building calculator
Estimate the cost to rebuild your house.
Home Contents calculator
Estimate the cost to replace the contents in your home.
Make a claim or change your cover
Make a claim online
Start your home insurance claim 24/7 with Allianz or call 1300 020 266.
or
Check or change your cover
Call the specialist Bank of Melbourne Insurance team at Allianz on 1800 825 866.
Articles and guides
Disaster preparation guides
Checklist for keeping yourself safe
Here are some tips to help keep yourself and your family safe if a natural disaster were to strike.
The Detail
*72-hour exclusion period may apply. Allianz doesn’t provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72-hours after you first purchase a policy or increase your cover under an existing policy. For full details of conditions and exclusions please refer to the relevant PDS.
^The Building and Contents calculators, provided by Allianz through a third-party provider, are intended as a guide only. For a more accurate rebuilding or replacement cost, consider obtaining a professional valuation from a licensed builder or professional valuer.
For the standard terms, conditions and exclusions about Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to the Key Fact Sheets (KFS).
Home and Contents and Landlord Insurance are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Bank of Melbourne – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the initial issue of the insurance under a distribution arrangement with Allianz, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call 1800 825 866.
If you take out Home and Contents or Landlord Insurance with Allianz the Bank will receive a commission of up to 12% of the premium, excluding Government fees and charges, plus GST.
A target market determination has been made for this product. Please visit https://www.bankofmelbourne.com.au/tmd for the target market determination.
By selecting 'Get a quote' you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.
Bank of Melbourne's Privacy Statement is available at bankofmelbourne.com.au/privacy/privacy-statement or by calling 13 22 66. It covers:
- How you can access the personal information Bank of Melbourne holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Bank of Melbourne and how Bank of Melbourne will deal with your complaint; and
- How Bank of Melbourne collect, hold, use and disclose your personal information in more detail.