Terms & Conditions

Terms and conditions and important information for your account

Read Terms and Conditions and Important Information Documents for your specific account

You can obtain a hard copy of the Banking Services Terms and Conditions and general information booklet, Important Information Document or the BPAY® Scheme Terms and Conditions from:

  • Any branch of Bank of Melbourne
  • Calling the Bank of Melbourne Customer Contact Centre on 13 22 66 and saying "Existing Account" when prompted, 24 hours, seven days. Or, if you are calling from outside Australia, Call us on +61 3 9982 4186 24 hours, seven days.
Currently Available Personal Transaction, Savings & Investment Accounts

The Detail

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and Interest rates. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. Bank of Melbourne issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

Fixed Term Deposit Accounts

The Detail

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and Important Information Document and ensure the product is appropriate. The governing Terms and Conditions documents for Fixed Term Accounts include the Fixed Term Accounts Term Deposits Terms and Conditions & General Information, and  Fixed Term Accounts interest rates. The Terms and Conditions and Important Information Document are important and we encourage you to view, save and/or print these documents. If you would like a paper copy of these documents, please visit your local branch or request one by post. Bank of Melbourne issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

Personal Transaction, Savings & Investment Accounts No Longer Offered for Sale

The Detail

Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for products no longer offered includes the Transaction, Savings & Investment Accounts - Accounts no longer offered Banking Services Terms and Conditions & General InformationTransaction, Savings & Investment Accounts - Accounts no longer offered Fees & Charges and How to Minimise Them and interest rates brochure. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. Bank of Melbourne issues the products on this website.

Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.

The Detail

BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518

This information doesn’t take your circumstances into account. Read the terms and conditions before making a decision.