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From Canstar’s Outstanding Value Awards to Mozo’s Experts Choice Awards, Bank of Melbourne Home Insurance has been recognised for delivering outstanding value to our customers.

These awards have been given by independent providers to help customers make better informed decisions. 

Canstar’s Outstanding Value Awards

Bank of Melbourne has received Canstar’s National Award for Outstanding Value across all three home insurance categories – the only provider to do so in 2020!

5-Star Rated products represent the top 10% in their field, as assessed by Canstar. Their team of expert researchers identify which products offer Australians outstanding value by comparing price and product features. For the home insurance awards and ratings, Canstar reviews over 50 insurers, looking at the premium and excess you pay and what’s included in your cover, as well as the application process, customer service, claims and cancellation process. 

Home and Contents Insurance 

Awarded Canstar’s 5-Star Rating
for Outstanding Value Home and Contents Insurance in 2020


Building Insurance 

Awarded Canstar’s 5-Star Rating
for Outstanding Value Home Insurance in 2019 and 2020.

Contents Insurance 

Awarded Canstar’s 5-Star Rating
for Outstanding Value Contents Insurance in 2018, 2019 and 2020.


Mozo’s Experts Choice Awards

Now in their seventh year, the Mozo Experts Choice Awards recognise and award products believed to offer great value to Australians, as assessed by Mozo’s team of experts. In 2020, over 60 insurance policies were reviewed for their competitive pricing as well as generosity of additional benefits and flexibility of options, such as accidental loss and damage, protection against underinsurance, and costs associated with a big clean-up like debris removal and temporary accommodation.

Home and Contents Insurance - Essential Care

Winner of Experts Choice Awards for Exceptional Value 2019 and 2020.


Home and Contents Insurance – Premier Care

Winner of Experts Choice Awards for Exceptional Value and Exceptional Quality 2019 and 2020.


The Building and Contents calculators available through our websites are intended as a guide only.

The Detail

Cover is subject to your application for insurance being accepted.

Product Disclosure Statements (PDS)

Home and Contents Insurance Product Disclosure Statement (PDF 630KB) (applicable to policies issued on or after the 20 August 2021 or renewed on or after the 5 October 2021)

For the standard terms, conditions and exclusions about our Home & Landlord Insurance, please refer to the relevant Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).

* Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER. Plus, save 10% when you combine building and contents at the same address under the one policy.

Home and Contents Insurance is issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). Bank of Melbourne – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.

A target market determination has been made for this product. Please visit for the target market determination.

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