Insurance
Want to protect yourself and the things you love? We’ve got you covered with a range of Australia-wide insurance options.
Storms, floods and bushfires
If you’re a Bank of Melbourne Home or Car Insurance customer impacted by severe weather or bushfires and need help with a claim, call the specialist Bank of Melbourne team at Allianz on 1300 020 266 or submit a claim online.
I need protection for my…
Home, investment property and belongings
Choose from cover for your home and belongings or insurance for renters and landlords, provided in partnership with Allianz.
✔ 24/7 online claims lodgement
✔ Comprehensive cover against 12 major events including fire, storms, flood and theft1
✔ Automatic flood cover included.
Car
Get cover for a range of incidents including accidental damage or theft, provided in partnership with Allianz.
✔ Choose from comprehensive cover or third party property damage cover
✔ Choice of repairer2 and 24/7 online claims lodgement.
Life
Insurance that covers you in various situations and stages in life, provided by TAL.
✔ Payment in the event something unexpected happens, like loss of income, severe injury, serious illness or death.
Travel overseas or in Australia
Be prepared whether you’re overseas or travelling in Australia, with Travel Insurance provided by Allianz Global Assistance.
✔ 24/7 emergency assistance
✔ Choose from essentials, comprehensive or multi-trip cover.
Caravan or trailer
Get cover for when you’re out on the road, onsite or at home, anywhere in Australia with cover provided by Allianz.
✔ Cover for accidental loss or damage to your caravan or trailer Australia-wide.
Boat
Cover for your boat, motor and trailer, issued by Club Marine.
✔ Automatic cover for fishing gear, skiing or diving equipment and tools on board your boat. Limits apply.
Making an insurance claim?
Home, Contents or Landlord insurance claims
Car insurance claims
Need more help?
Home Insurance calculators3
Check or change your policy
- For Home, Car, Boat, Caravan & Trailer Insurance call Allianz 1800 825 866
- For Life Insurance call TAL 1300 346 709
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The Detail
1Allianz may not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.
2Allianz may agree with you to use a repairer (other than the one you selected) or pay you reasonable repair costs. Allianz will act reasonably in doing so.
3The Building and Contents calculators provided by Allianz through a third-party provider, are intended as a guide only. For a more accurate cost to rebuild your home or replace your contents, consider obtaining a professional valuation from a licensed builder or professional valuer.
Any financial product advice provided on this page is general in nature and does not take into account your personal circumstances. Before making a decision on any insurance product, please consider the relevant Product Disclosure Statement, supplementary PDS (if applicable) and Target Market Determination. Bank of Melbourne does not guarantee any insurance and cover is subject to your application for insurance being accepted by the insurer.
General Insurance
Bank of Melbourne can arrange for the initial issue of the following insurance:
- Home & Contents and Landlord Insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). View the Home & Contents and Landlord Insurance Key Fact Sheets (KFS)
- Motor Insurance issued by Allianz. View the Premium, Excess, Discount and Options Guide (PED) (PDF 6MB)
If you purchase Home & Contents, Landlord Insurance or Motor Insurance with Allianz the Bank will receive a commission of up to 12% of the premium excluding Government fees and charges, plus GST.
Bank of Melbourne can refer customers to Allianz, Club Marine Limited ABN 12 007 588 347 AFSL 236916 (Club Marine) and AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) (both Club Marine and AGA act as an agent under a binder for Allianz), respectively, for each of the following insurance:
- Caravan & Trailer Insurance issued by Allianz,
- Pleasure Craft Insurance issued by Club Marine,
- Travel Insurance issued by AGA for the insurer Allianz.
If you purchase Caravan & Trailer, Pleasure Craft or Travel Insurance with Allianz the Bank will receive a commission of up to 10% of the premium excluding Government fees and charges, plus GST.
Life Insurance
Life Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life). TAL Life is part of the TAL Dai-ichi Life Australia Pty Ltd ABN 97 150 070 483 group of companies (TAL). Bank of Melbourne - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) refers customers to TAL but does not guarantee the insurance.
If you purchase Life Insurance with TAL, the Bank will receive a commission of 10% of the premiums (exclusive of GST) for the period you continue to hold a policy.
Bank of Melbourne's Privacy Statement is available at bankofmelbourne.com.au/privacy/privacy-statement or by calling 13 22 66. It covers:
- How you can access the personal information Bank of Melbourne holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Bank of Melbourne and how Bank of Melbourne will deal with your complaint; and
- How Bank of Melbourne collect, hold, use and disclose your personal information in more detail.
View the Bank of Melbourne Retail and Business Banking Financial Services Guide and Credit Guide (PDF 161KB)