We use cookies to secure and tailor your web use. Our notice explains how we use cookies and how you can manage them. By continuing to use this site we assume you're ok with our notice.
Our home loans
We have home loans for a number of circumstances ranging from standard home loans to loans for the self-employed
Advantage Package
Advantage Package1 could offer you discounts for the life of your loan
Receive a discount on your eligible home loan interest rate (Annual fee of $3951 applies)
Advantage Package also offers access to discounts available when you take up selected credit cards, insurance and wealth products
Standard Variable Rate Loan
Get a competitive variable interest rate without being locked in for a set term
Great features including full interest offset and redraw
Flexible repayment options.
Fixed Rate Home Loan
Lock in a fixed interest rate for 1-5 years
On investment loans, choose to pay interest in advance and get 0.2% p.a. off the fixed interest rate for the interest in advance period3
Portfolio Loan
Diversify and manage your investment through a Portfolio Loan
Use separate sub-accounts for investment and lifestyle needs
A Bank of Melbourne home loan expert will contact you at your preferred time
Basic Home Loan
A basic, no frills home loan with a low variable interest rate
$0 monthly establishment fee special offer for a limited time4
$0 monthly service fee
Flexible repayment options.
Home loan calculators
Use our calculators to help you find ways to own your home.
Calculate how much you can borrow
Calculate home loan repayments
Estimate stamp duty and other fees
Start your journey online
Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.
Talk to us
The Detail
^ This offer is only available for new Basic Home Loan applications received from 25 February 2014. This is a current offer which may be withdrawn at any time. If you apply after the end of this offer the interest rate which will apply is the standard Basic Variable Rate without any discount. This offer does not apply to internal refinances and is not transferable between loans, and is not available in conjunction with, or in addition to any other special offers, negotiated rates or discounts.
1. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible Bank of Melbourne transaction account. The discount and fee savings apply for the duration of the package. Before deciding to acquire a Bank of Melbourne transaction account, read the terms and conditions, and consider if the product is right for you.